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  3. As a medium of exchange money permits the separation of exchange into the two distinct acts of buying and selling, without requi

As a medium of exchange money permits the separation of exchange into the two distinct acts of buying and selling, without requi

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问题     As a medium of exchange money permits the separation of exchange into the two distinct acts of buying and selling, without requiring the seller to purchase goods from the person who buys his products, or vice versa. Hence producers who know they will be paid in money, can concentrate on finding the most suitable outlet (销路) for their goods, while buyers who will pay in money, can concentrate on finding the cheapest market for the things they wish to purchase. Specialization, which is vital to an advanced economy, is encouraged, because people whose output is not a complete product but only a part of one in which many others are involved can be paid an amount equivalent to their share of the product.
    Another advantage of money is that it is a measure of value—that is, it serves as a unit in terms of which the relative values of different products can be expressed. In a barter (以物易物) economy it would be necessary to determine how many plates were worth one hundred pound weight of cotton, or how many pens should be exchanged for a ton of coal, which would be a difficult and time-consuming task. The process of establishing relative values would have to be undertaken for every act of exchange, according to what products were being offered against one another, and according to the two parties’ desires and preferences. If I am trying to barter fish for bananas, for example, a lot would depend on whether the person willing to exchange bananas is or is not keen on fish.
    Thirdly, money acts as store of wealth. It is difficult to imagine saving under a barter system. No one engaged on only one stage in the manufacture of a product could save part of his out-put, since he would be producing nothing complete. Even when a person actually produced a complete product the difficulties would be overwhelming. Most products deteriorate (下降) fairly rapidly, either physically or in value, as a result of long storage; even if storage were possible, the practice of storing products for years on end would involve obvious disadvantages—imagine a coalminer attempting to save enough coal, which of course is his product, to keep him for life. If wealth could not be saved, or only with great difficulty, future needs could not be provided for, or capital accumulated to raise productivity.
Specialization is encouraged because ______.
选项 A、people can use their money to buy whatever they want
B、people do not need to make a complete product for exchange
C、people make a great contribution to the manufacture of a product
D、people cannot use their money to buy whatever they want
答案B
解析 事实细节题。文章第一段，最后一句话“鼓励专业化，这对先进经济是至关重要的，因为人们生产的只是半成品，是众多人参与生产的成品的一部分，人们获得自己生产的相应份额的报酬”。其余三个选项与专业化的原因不相干。
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