A college education is an investment in the future. But it can be a 【B1】______ investment. The College Board 【B2】______ that the

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问题 A college education is an investment in the future. But it can be a 【B1】______ investment. The College Board 【B2】______ that the costs at a four-year public college in the United States increased 10 percent this past school year. That was less than the 【B3】______ percent increase the year before, but still much higher than the 【B4】______ rate. Public colleges and universities still cost a lot less than private ones.
    Financial aid often helps. But financial 【B5】______ tell parents to start college 【B6】______ plans when their child is still very young.
    All 50 states and the District of Columbia 【B7】______ what are called 5-20-9 plans. These plans are named after the part of the federal tax law that created them in 1996. States use private investment companies to 【B8】______ most programs.
    Every state has its own rules governing 5-20-9 plans. Some of the plans are free of state taxes. And all are free of federal taxes. 【B9】______ .
     【B10】______ . Families must decide how aggressively they want to put money into stocks, bonds or other investments.
     【B11】______ . This kind of savings program is called a prepaid tuition plan.
【B2】

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