首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
In business, many places adopt a credit sys tem, which dates back to ancient times. At present, purchases can be made by using c
In business, many places adopt a credit sys tem, which dates back to ancient times. At present, purchases can be made by using c
admin
2011-01-02
44
问题
In business, many places adopt a credit sys
tem, which dates back to ancient times. At present,
purchases can be made by using credit cards. They
fall into two categories: one has【1】______ use, while 【1】______
the other is accepted almost everywhere. The application
for the use of the latter one must be made at a
【2】______. 【2】______
Once the customer starts using the card, he
will be provided with a monthly statement of
【3】______by the credit company. He is required to 【3】______
pay one quarter to half of his credit【4】______ every 【4】______
month.
Advantages. 1. With a card, it is not
【5】______to save up money before an actual purchase 【5】______
2. If the card is lost, its owner is protected
3. A【6】______ and complete list of purchase re 【6】______
ceived from the credit company helps the owner to
remember the time and【7】______ of his purchase. 4. 【7】______
the cards are accepted in a(n)【8】______ by professional 【8】______
people like dentists, etc.
Major disadvantage. The card owner is
tempted to【9】______his money. If this is the case, 【9】______
it will become increasingly difficult for the user
to keep up with the required【10】______, which will re 【10】______
suit in the credit card being cancelled by the credit company.
【10】
Good morning, everyone. First about your second assignment. I’d like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department’s secretary. Now, let’s get down to the lecture.
Today, the lecture is on credit, er, or to be more specific, on credit cards. I’m sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we’ll discuss it in some detail.
Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.
There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using the
card.
The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.
There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn’t have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don’t have any cash with you.
However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of things on credit, he or she has to make large payments each month. Sometimes it becomes impossible to keep up with the payments. As a result, the consumer’s life becomes more and more difficult. If the consumer cannot make the payments, his card will be taken away. It will be very difficult for him to get another credit card in the future.
To sum up briefly, we can see a credit-buying system has both
advantages and disadvantages. On the one hand, it gives people convenience in life, and on the other, it tends to encourage overspending.
选项
答案
payment(s)
解析
转载请注明原文地址:https://kaotiyun.com/show/RJeO777K
0
专业英语八级
相关试题推荐
Travelingismoreimportantthanreadingbooksinordertounderstandthepeopleandtheworld.Doyouagreeordisagreewithth
Incontrasttotraditionalanalysesofminoritybusiness,thesociologicalanalysiscontendsthatminoritybusinessownershipi
Aseveryancientmarinerknew,travelingbysailisasimplewaytogo.Thoughthewindscouldbefickleandtheboatspokey,th
Videoconferencingisgraduallybecominganacceptedmeansinwhichtodobusiness.Foralongtimeissufferedfromtheimageo
Videoconferencingisgraduallybecominganacceptedmeansinwhichtodobusiness.Foralongtimeissufferedfromtheimageo
Formostpeople,theideaofgivingapresentationtoagroupofpeopleisafateworsethandeath.Recentresearchhasshownth
A、Art.B、French.C、German.D、Chemistry.A本题牵涉到对成语acupoftea(擅长或较为拿手的事情)的理解。文中讲到Chemistrywasn’tmycupofteabutarthasal
A、weapon-gradematerial.B、nuclearfuel.C、plutonium.D、spentfuel.C新闻的第一句即讲明Thorpefacility的功能是加工spentfuel,生产plutonium。本题题干的
被当做全国性娱乐活动的某一项体育运动可以反映一个民族的特性。在美国,人们喜爱的三项运动是美式足球、棒球和高尔夫球。美式足球,又称橄榄球,是美国人民最喜爱的运动。日前,它已取代了棒球的地位。橄榄球赛主要与对手争夺比赛场地有关。许多比赛的术语都采用军事用语。因
A美国历史。询问和MartinLutherKingJr.处于同一时期的美国总统。MartinLutherKing所处的时代是美国民权运动时期,当时的美国总统是JohnKennedy,两人先后遇刺身亡。AbrahamLincoln领导了美国
随机试题
猩红热发热至皮疹出现的时间是
A.脑血管病、心脏病、恶性肿瘤B.肺结核、心脏病、恶性肿瘤C.呼吸系统疾病、急性传染病、肺结核D.恶性肿瘤、急性传染病、肺结核E.恶性肿瘤、脑血管病、呼吸系统疾病20世纪90年代以后,死亡原因居前3位的是
女性,40岁,右上腹阵发性绞痛伴恶心、呕吐3小时来院急诊。体温37℃,右上腹轻压痛,Murphy征(-)。既往检查胆囊内有小结石。对该患者首先考虑胆囊结石合并
对于全民所有制经济这个问题,同学们展开讨论,下列看法不正确的是()
试件尺寸、材料强度都要考虑尺寸效应的影响,关于试件尺寸、材料强度和强度离散性之间的关系,下列叙述正确的是()。
根据《企业所得税法》的规定,以下关于税收优惠政策的表述中,错误的有()。
根据增值税法律制度的规定,下列项目适用16%税率的有()。
网络日记对于()相当于菠萝对于()
某日,A夫妇邀请了三对夫妇来吃饭,他们分别是B夫妇、C夫妇和D夫妇。用餐时,他们八人均匀地坐在一张圆桌旁,且只有一对夫妇是被隔开的,现已知Ⅰ:A太太对面的人是坐在B先生左边的先生。Ⅱ:C太太左边的人是坐在D先生对面的一位女士。Ⅲ:D先生右边的人是位女士,她
下列哪些项属于治安行政强制权?()
最新回复
(
0
)