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  3. Read the following article about investment in foreclosed properties and the questions on the opposite page. For each questi

Read the following article about investment in foreclosed properties and the questions on the opposite page. For each questi

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问题     Read the following article about investment in foreclosed properties and the questions on the
opposite page.
    For each question(15-20), mark ones letter(A, B, C or D)on your Answer Sheet.
    An incredible opportunity for real estate investors is investing in foreclosure. Foreclosed homes repeatedly sell at deep discounts; which provides buyers a straightforward opportunity to profit. Because foreclosed homes are often highly discounted, they can be purchased and sold with a large return. Homes that are facing or have vanished by way of foreclosure often meet the investing goals of both the long term investor and the investor that plans to flip the property.
    Plainly stated, a foreclosed property is one that has been repossessed by the lender for non-disbursement of the mortgage. Since the majority mortgages are collateralised by the actual property, a dwelling that has gone through foreclosure has re-claimed by the bank. There are a lot of things that occur all through this progression, and depending on which status the residence is located, the procedure can actually take numerous months. As a consequence of the difficulty of the process as well as the length and the cost for both the bank and homeowner, there exists a chance for investors to arbitrate and help both parties in the circumstances.
    Throughout the period previous to a home is officially repossessed by the bank, the real estate investor may have an opportunity to jump in. Throughout this preforeclosure time, the bank is actively taking steps to eject the property owner and take back the house. For the duration of this time, the homeowners are in the situation that they are no longer making payments to the bank and at jeopardy of losing their credit rating, their dwelling, and even their pride. Throughout these periods, an investor can choose to intervene and buy the habitat at a discounted rate from the homeowner. Depending on the situation, the investor could be able to purchase the house for less than is owed on it(short sale)which presents an important occasion.
    As mentioned before, the preforeclosure process may last many months. Nonetheless, if a declaration is not met involving the bank and landholder or a likely investor, the route ends with the bank placing the house up for community public sale.
    The last step in a foreclosed habitat is when the regional sheriff comes to provide the eviction notice and paste the public sale notice on the front door. At that point forward, the dwelling is officially foreclosed.
    Though it is much more challenging, after a habitat is foreclosed upon, it may well be bought at a discount at community sale. Although these auctions there are certainly deals to be had. However, it is important to realise that if the smallest bid is not met, the bank that owns the property could opt to get it back. In addition, at open public sale, you are competing with a number of additional investors so you may well not get as high-quality of a contract as you would have previously. All in all though, investing in foreclosed homes can be a grand way to profit.
The following statements about this article are correct except
选项 A、foreclosed properties cannot be promptly go into a sales market when it is officially foreclosed.
B、property investors can always own a foreclosed property from the former property owner at a sales market.
C、investors cannot always get a satisfactory contract from the foreclosed property as they wish.
D、investing in foreclosed properties may become highly profitable.
答案B
解析 题干意为：下面几个关于本文的论述中，错误选项为……。该题判断为排除错误选项题，此类题一般考查考生对于全文的整体把握与理解。A项意为：贷款房产被正式取消分期付款权后不能立刻用于出售。B项意为：房产投资者往往都可以在销售市场上买到被正式取消分期付款权的房产。C项意为：房产投资者往往不能够如愿地签到一份买卖被取消分期付款权的房产的令之满意的合同。D项意为：投资被取消分期付款权的房产可以赚到非常可观的利润。通观全文，只有B项不符合文义，表达错误，这样的判断依据为文章最后一段：However，it is important to realise that if the smallest bid is not met，the bank that owns the property could opt toget it back．(然而，需要认识到，如果房产没有卖到最低拍卖价，银行作为房产拥有者，非常可能会收回房产，不予出售)。
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