首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Micro-Enterprise Credit for Street Youth A)Although small-scale business training and credit programs have become more common th
Micro-Enterprise Credit for Street Youth A)Although small-scale business training and credit programs have become more common th
admin
2014-12-26
69
问题
Micro-Enterprise Credit for Street Youth
A)Although small-scale business training and credit programs have become more common throughout the world, relatively little attention has been paid to the need to direct such opportunities to young people. Even less attention has been paid to children living on the street or in difficult circumstance.
B)Over the past nine years, Street Kids International(S.K.I.)has been working with partner organizations in Africa, Latin America and India to support the economic lives of street children. The purpose of this paper is to share some of the lessons S.K.I and our partners have learned.
C)Typically, children do not end up on the streets due to a single cause, but to a combination of factors: a dearth of adequately funded schools, the demand for income at home, family breakdown and violence. The street may be attractive to children as a place to find adventurous play and money. However, it is also a place where some children are exposed, with little or no protection, to exploitative employment, urban crime, and abuse.
D)Children who work on the streets are generally involved in unskilled, labour-intensive tasks which require long hours, such as shining shoes, carrying goods, guarding or washing cars, and informal trading. Some may also earn income through begging, or through theft and other illegal activities. At the same time, there are street children who take pride in supporting themselves and their families and who often enjoy their work. Many children may choose entrepreneurship because it allows them a degree of independence, is less exploitative than many forms of paid-employment, and is flexible enough to allow them to participate in other activities such as education and domestic task.
E)S.K.I, has worked with partner organizations in Latin America, Africa and India to develop innovative opportunities for street children to earn income.
F)The S.K.I. Bicycle Courier Service first started in the Sudan. Participants in this enterprise were supplied with bicycles, which they used to deliver parcels and messages, and which they were required to pay for gradually from their wages. A similar program was taken up in Bangalore, India.
G)Another successful project, The Shoe Shine Collective, was a partnership program with the Y.W.C.A. in the Dominican Republic. In this project, participants were lent money to purchase shoe shine boxes. They were also given a safe place to store their equipment, and facilities for individual savings plans.
H)The Youth Skills Enterprise Initiative in Zambia is a joint program with the Red Cross Society and the Y.W.C.A. Street youths are supported to start their own small business through business training, life skills training and access to credit.
I)The following lessons have emerged from the programs that S.K.I, and partner organizations have created.
J)Being an entrepreneur is not for everyone, nor for every street child. Ideally, potential participants will have been involved in the organization’ s programs for at least six months, and trust and relationship building will have already been established.
K)The involvement of the participants has been essential to the development of relevant programs. When children have had a major role in determining procedures, they are more likely to abide by and enforce them. It is critical for all loans to be linked to training programs that include the development of basic business and life skills.
L)There are tremendous advantages to involving parents or guardians in the program, where such relationships exist. Home visits allow staff the opportunity to know where the participants live, and to understand more about each individual’ s situation.
M)Small loans are provided initially for purchasing fixed assets such as bicycles, shoe shine kits and basic building materials for a market stall. As the entrepreneurs gain experience, the enterprises can be gradually expanded and consideration can be given to increasing loan amounts. The loan amount in S.K.I, programs have generally ranged.
N)All S.K.I, programs have charged interest on the loans, primarily to get the entrepreneurs used to the concept of paying interest on borrowed money. Generally the rates have been modest(lower than bank rates.)
O)Conclusion There is a need to recognize the importance of access to credit for impoverished young people seeking to fulfil economic needs. The provision of small loans to support the entrepreneurial dreams and ambitions of youth can be an effective means to help them change their lives. However, we believe that credit must be extended in association with other types of support that help participants develop critical life skills as well as productive businesses.
The children are required to pay back slightly more money than they borrowed due to the modest rates.
选项
答案
N
解析
题干意为,因为较低的利息,儿童归还的钱只需比他们借的多一点。根据题干关键词“modest rates”定位至N段。所有的计划都会对贷款收取利息.但一般利息很低。可知,加之利息,还钱时要多出借钱时的数量。
转载请注明原文地址:https://kaotiyun.com/show/T2h7777K
0
大学英语六级
相关试题推荐
A、Themangotapromotionforhisgoodwork.B、Themanisfiredbecauseofthecompany’sbadbusiness.C、Thecompanyistryingt
A、Agreatcharacterinhistory.B、Atheatricalroleinaplay.C、AspecialsymbolinNovell.D、Animaginarypersoninafiction.
Economicsandweatherhavealotincommon.Knowingwhatconditionswillbelikeinthefutureweeksormonthsisnoteasy.One
Economicsandweatherhavealotincommon.Knowingwhatconditionswillbelikeinthefutureweeksormonthsisnoteasy.One
Economicsandweatherhavealotincommon.Knowingwhatconditionswillbelikeinthefutureweeksormonthsisnoteasy.One
Economicsandweatherhavealotincommon.Knowingwhatconditionswillbelikeinthefutureweeksormonthsisnoteasy.One
Manypeoplebecomequietandtensewhentheyfirstmeetsomeonetheydonotknow,orwhentheyfaceanewsituation.Theybecome
DoestheWorldFaceaFutureofWaterWars?[A]Throughouthistory,peoplehavefoughtbitterwarsoverpoliticalideology,natio
DoestheWorldFaceaFutureofWaterWars?[A]Throughouthistory,peoplehavefoughtbitterwarsoverpoliticalideology,natio
随机试题
灯泡的使用小时数、轮胎的行驶里程数等,体现的是产品质量特性的()
A.生物素B.叶酸C.磷酸吡哆醛D.硫胺素转氨酶的辅酶
受送达人下落不明,或者以规定的方式无法送达的,可以在受送达人原住所地张贴公告,或者通过报刊、旅游部门网站公告送达,执法人员应当在送达文书上注明原因和经过。自公告发布之日起经过(),即视为送达。
IdonotknowSybrinaFulton.NorcanIclaimtounderstandthedepthofherpain.Yet,weshareadeepconnection.Acommonfea
一线劳动教养人民警察每月找劳动教养人员个别谈话教育要在()人次以上。
[*]
在数据库并发控制中,两个或更多的事务同时处于相互等待状态,称为【】。
在概念模型中,属性用于描述事物的特征或性质。关于属性有下列说法:Ⅰ.一个实体集中的属性名要唯一Ⅱ.属性一般用名词或名词短语命名Ⅲ.一个属性的值可以取自不同的域Ⅳ.实体集的标识属性能够唯一识别实体集中每一个实体Ⅴ.标识属性的取值
(1)在考生文件夹中有工程文件sjt3.vbp,其中的窗体如图4所示。程序刚运行时,会生成一个有10个元素的整型数组。若选中“查找最大值”(或“查找最小值”)单选按钮,再单击“查找”按钮,则找出数组中的最大值(或最小值),并显示在标签Labe12中。请去
存储1024个24×24点阵的汉字字形码需要的字节数是()。
最新回复
(
0
)