首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
A、To think about your familial obligations. B、To consider if you can afford the lending. C、To recall the do’s and don’ts of lend
A、To think about your familial obligations. B、To consider if you can afford the lending. C、To recall the do’s and don’ts of lend
admin
2020-06-06
57
问题
Anchor:
Should you lend money to your family? Maybe she will, with the do’s and don’ts of lending money to family, we are joined by Melody Hopson, GMA financial contributor and president of Aerial Capital Management. Welcome, Melody.
Melody Hopson:
Thank you. For this question, I would start with a very basic idea. Before you think about this familial obligation issue, let’s start with "Can you afford it? " And if you can’t afford it, that answers the question right away. Also can you afford it if they don’t pay you back? A bank thinks about the same thing. They assess the risk of the loan that they are going to make. And they don’t make loans that are going to make them bankrupt. You shouldn’t either, but if you go down this path, the one thing that I suggest you and that helps remove some of the resentment or problems that can occur is: Document it. Documentation helps a lot.
So those are the guidelines basically, you’re saying: write it down on paper, sign it, date it, interest rates, someone said, the interest rates are low, so this is a good deal. We do look at family as a good deal, even for paying an interest that’s usually lower than the market rate, right?
Absolutely did in terms, the terms may or may not include interest. They may include a payment plan: they may include it all back over a lump-sum period. And then last, last but not least, sign it, copy it, make sure you both have a copy and when you get into issues, you pull out that piece of paper.
If you don’t want to loan family money, maybe you can go to someone else, maybe you can cosign for a loan with the borrower at the bank, really to create that kind of distance... that might be meeting them halfway.
We’ve been talking about you as the bank in the family, what about if you need to borrow money? Well, if I need to borrow money, I will go to my family members in the most professional way possible and I would be the one saying this is what I need the money for, I’d like to document this and write this down, this is when you can be expected to receive the payment. If I don’t pay you back, I would be here before the money is due to renegotiate these terms, so they get a sense that you are very serious, very credible and you wanna make sure that this goes really, really well.
It’s also good for your own self-esteem. You know, hey, we get terms here, we get interest payments, I am gonna pay you back
16. What basic idea does Melody Hopson start with in her talk?
17. What can help a lender get rid of future resentment and problems?
18. What might be a solution when people don’t want to loan family money?
19. What shall the borrower do if he or she can’t pay back on time?
选项
A、To think about your familial obligations.
B、To consider if you can afford the lending.
C、To recall the do’s and don’ts of lending.
D、To consider what things a bank will do.
答案
B
解析
Melody Hopson说道,她要从一个基本问题开始讨论借钱给亲戚的这个话题。在考虑家庭责任前,要先考虑自己能否负担得起这债务(can you afford it),B项与这句话对应。A项“考虑家庭责任”是解决了B项基本问题后才考虑的问题。C项“借贷中的注意事项”是这篇演讲的主题,不符合问题问的basic idea。演讲人是拿银行借贷和借钱给亲戚做类比,不是D项所说的“考虑银行的做法”。
转载请注明原文地址:https://kaotiyun.com/show/T6P7777K
0
大学英语六级
相关试题推荐
A、Therearemoremalegeniusesthanfemalegeniuses.B、Peoplewithbetternutritionaremuchmoreintelligent.C、Femaleshavewe
A、It’sareliablewaytomakefriendsonline.B、Itisconvenienttogetintouchwiththeirparents.C、Itisregardedasawayo
A、Meetinginterestingpeopleinthecity.B、Beingabletoenjoybeingoutdoors.C、Drivinginunsettledweather.D、Takinglongdr
EatingOurYoung[A]AtFeltonvilleSchoolofArtsandSciences,amiddleschoolinapoorneighborhoodofPhiladelphia,thescho
Forthispart,youareallowed30minutestowriteashortessayentitledReformofCollegeEnglishEducation.Youshouldwrite
A、Toexplainthecausesofsynesthesia.B、Toprovethatsoundandcolorcanaffectaperson’smood.C、Todeterminewhetherorn
A、Lookupthenewwordsinyournotebook.B、Paydueattentiontonewwordsthatyoucomeacross.C、Analyzethebasicstructureo
A、Hecompletelychangedthecompany’sculture.B、Hecollectedpaintingsbyworld-famousartists.C、Hetookoverthesalesdepar
A、Itmayhelppatientsfallasleep.B、Itmayleadtomentalproblems.C、Itmaycauseseriousharmtoone’sliver.D、Itmayincre
A、Hersupporterspaidthefamilyofthemanshekilled.B、ShegothelpfromtheInternationalLaborOrganization.C、Shearguedt
随机试题
A.胎盘剥离后滞留B.胎盘嵌顿C.胎盘粘连D.软产道裂伤E.凝血功能障碍子宫收缩乏力可致
男性,8岁,突发剑突下阵发性剧烈绞痛5小时。每次腹痛发作时辗转哭闹,伴恶心、呕吐,间歇期一切如常。体检:体温正常,无黄疸,腹部无肿物,血象正常。该患者最可能的诊断是
女性,24岁,婚后两个月,既往月经规律,突然闭经46天,近一周感轻微的头晕,恶心、时有呕吐,呕吐物为胃内容物,尤以晨起加重。昨日查尿妊娠试验,呈阳性反应,经医生检查确诊为宫内妊娠。围生保健系统管理中,应首先
我国制定与颁布法律的部门是
气滞血瘀的痛证可见
在分析某事故发生的风险时,统计得出该事故发生的概率为Q,事故造成的严重程度为S,经济损失金额为w,统计时间为T,则该事故发生的风险是()。
(操作员:刘主管;账套:101账套;操作日期:2015年1月1日)设置职员类型。职员类型编码:012职员类型名称:临时人员
马克思主义认为,教育起源于人类特有的______。欧洲奴隶社会曾出现过的两种教育体系是斯巴达教育和______教育。
老师在给幼儿讲故事时,贝贝听着听着突然笑出声来,旁边的几个小朋友看了看贝贝,也跟着笑了起来。这一现象反映出幼儿的情绪具有()。
阅读下列说明,回答问题。[说明]当前,无论是政府、企业、学校、医院还是每个人的生活,都无不受信息化广泛而深远的影响。信息化有助于推进四个现代化,同时也有赖于广泛应用现代信息技术。信息化既涉及国家信息化、国民经济信息化、社会信息化,也
最新回复
(
0
)