首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
admin
2018-08-25
95
问题
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wright of Westminster Portfolio Services Ltd., there are three stages to a long-term regular savings plan for retirement: capitalization, consolidation and conservation. In the first stage, people should be most concerned with building up their retirement savings investment. According to Wright, these investors can "take as aggressive an outlook as their nerves can stand, " because at this point there is little capital to risk. The second step, consolidation, makes up the bulk of your savings plan: balance the aggressive investments with some tamer ones, to better protect your existing possessions. The final change, from consolidation to conservation, when your investments should aim to preserve the capital you have, should take place one to three years before you retire. The exact timing of all these should take current market conditions into account, although Wright warns against risky betting on future growth. "Greed must not be allowed to blind prudence, " he says.
Whatever vehicles you choose for your retirement share-holding, be sure to take advantage of dollar-cost averaging. By investing a fixed amount at regular intervals, you’ 11 be able to avoid the risk of poorly timed investments by averaging out the peaks and valleys of the market. Plus, regular contributions will let you avoid the temptation to drop out when the market falls, and to buy too much when prices are high.
Those who are well along the road to retirement may have cause for concern these days. The plunging stock and property markets have shrunk savings, for retirement and otherwise: and some people have not planned for their retirement at all.
You won’ t be that rash, of course, but what if you’ re already in mid-career and don’ t have a retirement plan in place? If you don’ t make some serious cuts in your spending and save heavily now, you’ 11 have to sacrifice
in your golden years
.
Of course, it’ s better still to get off on the right foot by starting your planning early. "No one should have to compromise his living standards when he retires, " says Wright. " Retirement is a time to really enjoy life. We have all worked so hard. " And one of the things you should be working hard on right now is planning for those days of enjoyment.
In the first stage of saving for retirement, people can take an aggressive investment strategy because
选项
A、they have a long-term regular savings plan in view.
B、they can well stand losses that might occur.
C、there is no risk in long-term investment.
D、chances can balance possible risks.
答案
C
解析
该题为细节题。由第一段第四句“According to Wright,these investors can‘take as aggressive an outlook as their nerves can stand,’because at this point there is little capital to risk.”可知,怀特建议投资者可以“采取他们心理能够承受的激进的态度,”因为在这一阶段,几乎没有资金风险,也就是说,长期投资不存在风险,故选C。
转载请注明原文地址:https://kaotiyun.com/show/TeRd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
WhatisSaffoaccordingtohimself?
Forallhisvauntedtalents,FederalReserveChairmanAlanGreenspanhasneverhadmuchofareputationasaneconomicforecaste
Thetopicofthoughtisoneareaofpsychology,andmanyobservershaveconsideredthisaspectinconnectionwithrobotsandcom
Therearemorerichpeoplethaneverbefore,includingsome7millionmillionaires,andover400billionaires.Fromsippingcham
Everybodyloathesit,buteverybodydoesit.Arecentpollshowedthat40%ofAmericanshatethepractice.Itseemssoarbitrary
Number10isneitherasmallnoraparticularlyhospitabledwelling.Itistwo17thcenturyhousesjoinedtogetherbyanarrow
What’sthepurposeofoutsourcing?
BillGates,thebillionaireMicrosoftchairmanwithoutasingleearneduniversitydegree,isbyhissuccessraisingnewdoubtsa
Onlythreestrategiesareavailableforcontrollingcancer:prevention,screeningandtreatment.Lungcancercausesmoredeaths
Aformertownhallworkermadelegalhistorylastweekwhenshewasawarded67,000poundsforstressbroughtonbyherwork.The
随机试题
活教育教学方法的基本原则:做中(),做中(),做中()。()是学生学习的基础.也是活教育教学论的出发点。
某甲耕作自己的土地时,需要绕经他人土地而通行属于【】
初孕妇,26岁。妊娠42周,无宫缩来院就诊。查子宫高度32em,枕左前位,胎头已衔接,胎心率120次/分,进行缩宫素激惹实验,宫缩时重复出现晚期减速。本例应考虑的病因是
女性,20岁。右小腿上端内侧发现肿物4年,无明显疼痛,X线显示,右胫骨上端内侧骨性突起,基底较宽,边界清,骨结构无明显破坏。可能诊断为
我国农村和城市郊区的土地全部属于农民集体所有。
关于经济增加值评价的优缺点,下列说法中不正确的有()。
中华人民共和国境外的单位或者个人在境内提供应税劳务,在境内未设有经营机构的,以其境内代理人为扣缴义务人;在境内没有代理人的,以购买方为扣缴义务人。()
汉朝掌管军事的行政中枢机构是()。
下面哪个选项是“四书”的构成?()
Ahouseisthemostexpensivethingmostpeoplewilleverbuy.Veryfewpeoplehaveenoughmoneyoftheirowntobuyahome,so
最新回复
(
0
)