首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an ins
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an ins
admin
2009-02-10
41
问题
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to insure anything, it collects accurate figures about the risk. It knows, for example ,that the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road. This enables it to quote low figures for travel insurance. Sometimes the risk may be high, as in motor racing or mountaineering. Then the company charges a much higher price. If too many climbers have accidents, the price raises still further. If the majority of climbers fall off mountains, the company will refuse to insure them.
An ordinary household may wish to protect his home against fire or his property against burglary. A shop-keeper may wish to insure against theft. In normal cases, the company will check its statistics and quote a premium. If it is suspicious, it may refuse to quote.
If it insures a shop and then receives a suspicious claim, it will investigate the claim as a means of protecting itself a gainst false claims. It is not unknown for a businessman in debt to burn down his own premises so that he can claim much money from his insurance company. He can be sure that the fire will be investigated most carefully. Insurance companies also accept insurance against shipwreck or disaster in the air. Planes and ships are very expensive, so a large premium is charged, but a reduction is given to companies with an accident-free record. However, in one way or another, insurance companies receive premium payments. These payments can form a very large total running millions of dollars. The company does not leave the money in the bank. It invests in property, shares, farms and even antique paintings and stamps. Its aim is to obtain the best possible return on its investment. This is not as greedy as it may seem, since this is one way by which it can keep its premiums down and continue to make a profit while being of service to the community.
According to the first paragraph, which of the following statements is true?
选项
A、A passenger by air will have to pay more attention to the insurance company than a mountain climber.
B、A passenger by air will take greater risk of being killed than a man crossing a busy road.
C、A passenger by air will take less risk of being killed than a man crossing a busy street.
D、A motorist should pay the highest price to the insurance company.
答案
C
解析
根据文中第一段第3句...the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road可以得知,一个人坐飞机的危险性要比他过繁忙的马路的危险性要小,所以C项正确;A、B两项错误;D项文中未提及。
转载请注明原文地址:https://kaotiyun.com/show/Tx6K777K
0
专业英语四级
相关试题推荐
ThismonthSingaporepassedabillthatwouldgivelegalteethtothemoralobligationtosupportone’sparents.CalledastheM
Everyyear,millionsofanimalsundergopainfulsufferingordeathasaresultofscientificresearchintotheeffectsofdrugs
Everyyear,millionsofanimalsundergopainfulsufferingordeathasaresultofscientificresearchintotheeffectsofdrugs
A、Innovative.B、Doubtful.C、Surprising.D、Remedial.A
(1)Themultimilliondollarbraintrainingindustryisunderattack.InOctober2014,agroupofover100eminentneuroscientist
HowtoFightDepressionWithoutOutsideHelpDepressionisacommonfeeling,butsometimesitcanbecome【T1】______.【T1】____
IfNajibullahZaziiseverythingtheFBIsaysheis,thentheAfghan-bornDenverairport-shuttle-busdriverrepresentsanewk
A、Itwasinnovative.B、Itwasemotional.C、Itwasdifferent.D、Itwasordinary.C细节归纳题。当谈到女士自己朗诵诗歌的独特方式时,她回答说,你可以集中在自己对诗歌的理解上。可能
A、Itallowedtheoncecomplexlanguagetodecayintosucha"simple"language.B、OvertimethemodernIndo-Europeanlanguageshav
WhichofthefollowingisNOTanevidenceofsomepeople’scarelessnessindailycommunication?
随机试题
形寒肢冷,脘腹冷痛,纳呆呕恶,大便稀溏,肢体水肿,腰膝酸软,舌淡苔白滑,此证属于()(2004年第23题)
透明血栓的主要成分是
题24~27:某支架为一单向压弯格构式双肢缀条柱结构,如图2-12所示,截面无削弱;材料采用Q235-B钢,E43型焊接,手工焊接,柱肢采用HA300×200×6×10(翼缘为焰切边),缀条采用。该柱承受的荷载设计值为:轴心压力N=960kN,弯矩MX=2
根据对项目不同方案的敏感性分析,投资者应选择()的方案实施。
背景资料:某大厦工程项目,建设单位与施工单位根据《建设工程施工合同文本》签订了工程的总承包施工合同,总承包商将该大厦工程项目的装饰装修工程分包给一家具有相应资质条件的某装饰装修工程公司。该装饰装修工程公司与工程项目建设单位签订了该大厦工程项目的装饰装修
甲系某中外合资企业法定代表人,该企业在某一纳税年度中,采取销售不入账和谎称原始销售统计清单丢失的方式偷税人民币70万元,占该企业应纳税额的15%,对该行为的认定,正确的是( )
在土地增值税清算过程中,房地产开发企业发生的下列情形中,可实行核定征收的有()。
C公司拟投资建设一条生产线,现有甲、乙两种投资方案可供选择,相关资料如表1所示:该公司适用的企业所得税税率为25%。假定基准现金贴现率为8%,财务费用为零。相关货币时间价值系数表如表2所示:要求:若甲、乙两方案的净现值分别为264.40万元和2
下列关于OSI参考模型层次划分原则的描述中,错误的是()。
Ratherthanallowingthesedramaticexchangesbetweenhercharacterstodevelopfully,Ms.Normanunfortunatelytendsto______
最新回复
(
0
)