首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an ins
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an ins
admin
2009-02-10
68
问题
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to insure anything, it collects accurate figures about the risk. It knows, for example ,that the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road. This enables it to quote low figures for travel insurance. Sometimes the risk may be high, as in motor racing or mountaineering. Then the company charges a much higher price. If too many climbers have accidents, the price raises still further. If the majority of climbers fall off mountains, the company will refuse to insure them.
An ordinary household may wish to protect his home against fire or his property against burglary. A shop-keeper may wish to insure against theft. In normal cases, the company will check its statistics and quote a premium. If it is suspicious, it may refuse to quote.
If it insures a shop and then receives a suspicious claim, it will investigate the claim as a means of protecting itself a gainst false claims. It is not unknown for a businessman in debt to burn down his own premises so that he can claim much money from his insurance company. He can be sure that the fire will be investigated most carefully. Insurance companies also accept insurance against shipwreck or disaster in the air. Planes and ships are very expensive, so a large premium is charged, but a reduction is given to companies with an accident-free record. However, in one way or another, insurance companies receive premium payments. These payments can form a very large total running millions of dollars. The company does not leave the money in the bank. It invests in property, shares, farms and even antique paintings and stamps. Its aim is to obtain the best possible return on its investment. This is not as greedy as it may seem, since this is one way by which it can keep its premiums down and continue to make a profit while being of service to the community.
According to the first paragraph, which of the following statements is true?
选项
A、A passenger by air will have to pay more attention to the insurance company than a mountain climber.
B、A passenger by air will take greater risk of being killed than a man crossing a busy road.
C、A passenger by air will take less risk of being killed than a man crossing a busy street.
D、A motorist should pay the highest price to the insurance company.
答案
C
解析
根据文中第一段第3句...the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road可以得知,一个人坐飞机的危险性要比他过繁忙的马路的危险性要小,所以C项正确;A、B两项错误;D项文中未提及。
转载请注明原文地址:https://kaotiyun.com/show/Tx6K777K
0
专业英语四级
相关试题推荐
A、Tenniscourt.B、Massageservice.C、Sauna.D、Privatecoach.C推断题。John提到法国的这个宾馆带健身房:Ohyes,theyhaveagymnasiumthattheguests
Culturalpluralismisthedynamicbywhichminoritygroupsparticipatefullyinthedominantsociety,yetmaintainitscultural
Since,wearetold,80to90percentofallinstructioninthetypicaluniversityisbythelecturemethod,weshouldgiveclos
Womenfromthemid-30stothemid-50sarelesslikelythanAmericansoverallbeveryhappy,andmanyarerackedbyworriesabout
"Youunderstandgrandmotherwhenshetalkstoyou,don’tyou,darling?"Thegirlnods.Johnsonmether—andherDanishmother
"Youunderstandgrandmotherwhenshetalkstoyou,don’tyou,darling?"Thegirlnods.Johnsonmether—andherDanishmother
Howwedie,aswellashowwelive,hasprofoundandlastingeffectsontheenvironment.Chinanowisadvocatingenvironmentally
PassageFour(1)Thosesettingmigrationpolicyinrichcountriesfaceanalmostimpossibletask.Thedemandsofdemograph
Wefinditimpossibleto______withthelatestsafetyregulations.
随机试题
把机用虎钳装到工作台上时,钳口与主轴的方向应根据()来决定。
下列哪种行为模式与肿瘤的发生有关
输血管理信息系统的在硬件方面不包括
A.肿瘤细胞由原发部位直接侵入毗邻组织B.多数为邻近区域淋巴结转移,少数不经区域淋巴结而转移至第二、第三站淋巴结C.由血液循环将原发病灶的癌细胞带到肺、肝、骨骼及脑部的血管床,造成转移D.肿瘤细胞脱落后在体腔或空腔器官的转移E.癌细胞呈浸润性生长,
我国实施的儿童计划免疫程序规定新生儿期仅可接种
痛风症是因为血中某种物质在关节软组织处沉积,其成分为
厚大体积混凝土优先选用的常用水泥有()。
Inthe1950s,afamilythatownedafarmnearBeulahMichigankeptabull【C1】________anelm(榆树).Thebullpacedaroundthetree
Althoughmanycompaniesoffertuitionreimbursement,mostcompaniesonlyreimburseemployeesforclassesthatarerelevanttoth
WhatbotheredTiffanyduringaninterviewwithhercandidate?HowdidDoug,asupervisor,respondtoaChinese-Americanemploye
最新回复
(
0
)