首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
An auto loan John Baker works in the loan department of a bank in Denver, Colorado. He is a loan of- ricer. Stanley Fanelli
An auto loan John Baker works in the loan department of a bank in Denver, Colorado. He is a loan of- ricer. Stanley Fanelli
admin
2011-01-26
84
问题
An auto loan
John Baker works in the loan department of a bank in Denver, Colorado. He is a loan of- ricer. Stanley Fanelli has an appointment with him now to ask about a loan. He needs money to buy a new car.
Mr. B: Hello, Mr. Fanelli. Please have a seat. What can I do for you today?
Mr. F: I want to borrow some money to buy a car. A friend of mine, Jack Richardson, bought a new car last week. He told me that he got his loan here.
Mr. B: Oh yes. I remember him. I was the loan officer who spoke with him.
Mr. F: He said that you were very helpful. I know very little about loans and I hope you can explain things to me.
Mr. B: I will certainly try. What questions did you have for me?
Mr. F: First, I want to know if loans for buying cars are commercial loans or personal loans.
Mr. B: Neither, Mr. Fanelli. They’re auto loans. A commercial loan is principal that banks lend to businesses. Personal loans are made to individuals, but not for buying cars.
Mr. F: What about interest rates?
Mr. B: The rate of interest currently in effect on auto loans is 16%.
Mr. F: For how long will I have to make monthly payments?
Mr. B: The term of the loan is three years, so there will be 36 monthly payments.
Mr. F: Do I have to give the bank any collateral?
Mr. B: The car serves as collateral. If you default, the bank can take possession of the car. The bank also checks your credit file to make sure that you always paid back your loans in the past. Do you have any charge accounts?
Mr. F: My wife and I bought our furniture with our charge card and we even used it to buy airplane tickets for our vacation in California last year. We paid off both those debts promptly.
Mr. B: That’s very good. I assume there will be no problem. But the first thing you have to do is fill out this loan application.
Mr. F: Thank you very much. I’ll start right now.
State whether each statement is true or false based on the dialogue between John Baker and Stanley Fanelli.
Car loans are personal loans.
选项
A、True
B、False
答案
B
解析
转载请注明原文地址:https://kaotiyun.com/show/UVYd777K
0
初级(银行综合类)
原金融专业英语(FECT)
金融英语(FECT)
相关试题推荐
Whatdoweknowaboutthemeeting?
December41isChristmasDay.Christmasisanirnportant(重要的)holiday42theUnited43.44thisday,mostfamiliesgettogether
[*]YouareinterestedinClassicalMusic,soyoucanwatchTVat______.
Ineverylanguagetherearesomewords.Thesewordshavesomeinterestingstoriesbehindthem.Theword"Sandwich(三明治)",forex
EveryTuesday,Carinagoestoworkinabank.Sheknowsallhercustomers(顾客)verywell,becausetheyareherclassmates.Infa
MarawasgoingtostaywithherfriendFannyforthreedays.Aweekbeforehertrip,shecalledFannytotellherwhenthetrain
Henolongerusedhisoldcar.Hedidn’tusehisoldcar_______.
Amanufacturerhasfilefollowingfigurefortheproducts:ProductAProductBProductCProductDUnitcontribution$70$40$20
2696S.ColoradoBlvd.,Suite380Denver,Co.80222
随机试题
国家统计局派出的调查机构组织实施的统计调查活动中心发生的统计违法行为,由组织实施该统计调查的调查机关负责查处。()
银行理财人员不得将高风险级别理财产品推介给低风险承受能力的客户,即需遵循()原则,只能向客户销售风险评级等于或低于其风险承受能力评级的理财产品。
商业银行的业务部门在审核无误后,可进行开户放款,下列关于开户放款的说法中正确的有()。
质量审核过程的主要工作包括________。
格式塔心理学家认为,学习所迁移的不是两个学习情境的共同成分,而是两个学习情境中()。
马拉松战役
下列文件属于建国初期颁布的有()
已知随机变量X服从参数为A的指数分布,则概率P{max(X,)≤2}=_______.
用户在()上面可以建立自己的主页。
EarlierthisyearImetwithagroupofwomeninMatela,asmallfarmingvillageinTanzania,andwediscussedsomethingthat’s
最新回复
(
0
)