首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
admin
2017-06-29
74
问题
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure had been transformed by economic risk and new realties. Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today’s families have budgeted to the limits of theirs new two-paycheck status. As a result, they have lost the parachuted they once had in times of financial setback — a back-up earner(usually Mom)who could go into the workforce if the primary earner got laid off or fell sick. This " added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise-stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a saving-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen — and newly fashionable health-saving plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new dose of investment risk for families’ future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent — and all the attendant need for physical and financial assistance — have jumped eightfold in just one generation.
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind.
According to the author, health-savings plans will______.
选项
A、help reduce the cost of healthcare
B、popularize among the middle class
C、compensate for the reduced pensions
D、increase the families’ investment risk
答案
D
解析
细节题。选项A.“有利于减少健康护理的成本”属于对词义的曲解,文中saving指的是“储蓄账户”,而非“减少成本”的概念;选项B. “在中产阶级中非常普及”这一信息在文中未提及;原文第三段第三句中“their guaranteed payments for paymentsdepending on investment returns”既然取决于投资,那么肯定是具有不确定性的,因此与选项C.“补偿减少的养老金”意义相反;而选项D.“增加了家庭投资的不确定性”是原文的同义替换。故正确答案为D。
转载请注明原文地址:https://kaotiyun.com/show/V0FO777K
0
考博英语
相关试题推荐
Duringthepastgeneration,theAmericanmiddle-classfamilythatoncecouldcountonhardworkandfairplaytokeepitselffin
Duringthepastgeneration,theAmericanmiddle-classfamilythatoncecouldcountonhardworkandfairplaytokeepitselffin
Duringthepastgeneration,theAmericanmiddle-classfamilythatoncecouldcountonhardworkandfairplaytokeepitselffin
Forthepastseveralyears,theSundaynewspapersupplementParadehasfeaturedacolumncalled"AskMarilyn."Peopleareinvite
Thisisanalarmingrealizationasnaturalresourcesandtheenvironmentarebeingdegradedand____atarecordpace.
Tofundthe____eventandalsopromotethemarketingvalueoftheNationalGames,theorganizingcommitteesetuptheMarketingDe
Tomanypeople,ahusbandandwifealonedonotseemaproperfamily—theyneedchildrentoenrichthecircle,to_____familychar
Petroleumproducts,suchasgasoline,kerosine,homeheatingoil,residualfueloil,andlubricatingoils,comefromonesource-crude
Ascorchingsun,anendlessseaofsandandawaterless,forbiddinglylonelyland—thatistheimagemostpeoplehaveofdeserts.
GrandTetonNationalPark____themostscenicportionoftheglaciated,snow-coveredTetonRange.
随机试题
在专门关系运算中,________运算即在关系中选择满足指定条件的元组。
关于国家机关为执行公务在合理范围内使用已经发表的作品,下列说法正确的是()。
(本小题可以选用中文或英文解答)甲公司是一家医疗器械企业,现对公司财务状况和经营成果进行分析,以发现和主要竞争对手乙公司的差异。假设资产负债表项目中年末余额代表全年水平。(1)甲公司2018年主要财务数据如下所示:(单位:万元)(2)乙公司相关财务比
急性腹膜炎患者发生休克的主要原因是
回阳救急汤的功用是
【2007—4】题16~20:某电力用户设35/10kV变电站。10kV系统为中性点不接地系统,下设有三个10kV车间变电所,其中主要是二级负荷,某供电系统图如图所示,已知条件如下:(1)35kV线路电源侧短路容量无限大;(2)35/10kV变电站为
《煤矿井巷工程施工规范》关于“先探(水)后掘(进)”的重要规定,当掘进工作面遇有下列情况之一时必须先探水后掘进()。
小安,男,26岁,大学三年级时因精神疾病退学。退学后,小安在精神卫生中心接受了4周治疗后出院。小安的母亲提前退休后全身心地照顾他,但是小安的某些社会机能仍在慢慢退化。朋友和同学开始疏远他,有些居民也因偏见而对他指指点点,这让原本就内向的小安备受情绪困扰,更
下列关于主板分类的方法中,正确的是()。
Themostobviouspurposeofadvertisingistoinformtheconsumerofavailableproductsorservices.Thesecond【31】______istos
最新回复
(
0
)