2. 考研
  3. [A] Save up before quitting [B] Map out the worst-case scenario [C] Keep your retirement account well-funded [D] Redefi

[A] Save up before quitting [B] Map out the worst-case scenario [C] Keep your retirement account well-funded [D] Redefi

admin2019-09-15  7
问题    [A] Save up before quitting
   [B] Map out the worst-case scenario
   [C] Keep your retirement account well-funded
   [D] Redefine retirement
   [E] Scrutinize your finances
   [F] Pick up freelance work
   [G] Adjust your lifestyle
   How to Afford to Quit Your Job
   When Tess Vigeland, the former host of public radio’s "Marketplace," came home from work and cried in her backyard for three hours, she knew it was time to leave her job.
   With her recently published book, "Leap: Leaving a Job with No Plan B to Find the Career and Life You Really Want," she is encouraging people to make similar moves. While doing so certainly involves some risks, Vigeland says it doesn’t mean being reckless. If you are considering a similarly big change, Vigeland suggests you keep the following in mind:
   【R1】__________
   Vigeland recommends considering your current expenses and income, including from alternate sources, such as a partner’s salary or freelance work, to consider whether you can cover your basic living costs without your primary income. "I did some back-of-the-napkin calculations with my husband and we figured his salary could pay the mortgage with me not working at all," she says. In addition, she planned to take on freelance work, so her income would not go to zero. "I also knew I had a large retirement account that I could tap into if I had to, and home equity," she adds.
   【R2】__________
   After leaving her job in public radio, Vigeland’s income the following year was just one-third of what it had been previously, which meant she and her husband had to cut certain expenses from their budget. "We didn’t go out to dinner as much, we didn’t go on big vacation trips and we just did a lot of road trips around California, and that was fine," she says.
   【R3】__________
   Imagining the worst can actually help calm your deepest fears, Vigeland says. Would you have to move in with your parents? Ask friends for financial help? For many people, the worst possible outcome does not involve extreme poverty. Figure out what the most terrible situation is for you. Could you handle it? The likelihood of facing it, however, is pretty unlikely, she says.
   【R4】__________
   Vigeland hasn’t contributed much to her pension accounts since she left her full-time job, and she’s OK with that. "I stopped living for retirement. I don’t want to stop working at age 65. I’m 46 now, and I hope I’m working for the next 30 years," she says. Instead of saving money and saving your adventures for old age, Vigeland suggests traveling and living on less now, when you can enjoy it even more.
   【R5】__________
   Vigeland wishes she had laid aside more money before leaving her job, and it’s something she encourages others to do now. "I felt pressure to be churning out dollars and getting a paycheck, and I think better savings, even three months, would have saved me from a lot of that," she says. Instead of scrambling to pick up freelance assignment as soon as possible, she could have taken her time more.
【R1】
选项
答案E
解析 本段首句即点出该条建议的核心内容，即considering your current expenses and income，接下来也不断出现跟“收入”“支出”“资产”相关的表达，如salary、basic living costs、pay the mortgage、retirement account、home equity等，E中的finances“财务状况”很好地概括本段这些信息，而Scrutinize“仔细检查”则对应了文中的consider。因此，本题答案为E。
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