首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
Parents and grandparents with money to spare are no longer waiting until death to pass on their wealth. Instead, they’re increas
Parents and grandparents with money to spare are no longer waiting until death to pass on their wealth. Instead, they’re increas
admin
2015-03-25
114
问题
Parents and grandparents with money to spare are no longer waiting until death to pass on their wealth. Instead, they’re increasingly handing it over to their adult kids while they’re still around to see how it’s spent—and, in some cases, lend a hand.
Some 8.1 percent of American families have net worth in excess of $1 million, according to the Federal Reserve, and almost 2 percent have assets of over $2 million, the amount that is currently excluded from federal estate tax.(In 2009, the excluded amount rises to $3.5 million. There will be no federal estate tax in 2010, after which the excluded amount will return to $1 million, unless Congress acts.)Financial advisers say that in addition to the tax benefits that come from gradually transferring that wealth by reducing the estate to stay under the tax-exempt amount at death, well-to-do individuals—and even those with estates far under the million-dollar mark—are eager to share the money while they are still alive to see its effects. "It allows senior generations to see how kids and grandkids are using those funds and to get enjoyment out of knowing how the money is spent," says Mary Ann Sisco, national wealth adviser for JP Morgan’s Private Client Services.
Lisa Tichenor of Dallas advises a foundation created by her son Taylor in honor of her late son, Willie, who died of bone cancer when he was 19. The money, which originally came from a family business, was given to her sons when they were young. Sharing that money now, instead of waiting to pass it on at death, allows her to spend time with Taylor and work on charitable projects with him, she says. "There is a lot of joy in working together for someone else’s good when you have everything you need," she says.
Sally Hurme, an attorney with AARP’s consumer protection unit, helped make her recently married daughter’s down payment on a house. But she warns that parents first need to make sure they have enough money to fund their own expenses. "People today are living much longer than they used to live, and they may have very high health costs," she says.
Giving money away early can serve to teach adult children how to handle wealth, says Jeremy White, a certified public accountant and coauthor of Splitting Heirs-. Giving Money and Things to Your Children Without Ruining Their Lives. "You may be able to give an inheritance sampler," he says, "and see how the adult child handles that. You’re around while you’re living to give them guidance if asked. "
Seniors interested in funding education for young grandchildren can put money into a 529 college savings plan, which is shielded from taxes on earnings. While the money still counts as a gift for tax purposes, says Rande Spiegelman, vice president of financial planning for the Schwab Center for Financial Research, it has the benefit of letting donors control how it’s used or even change the beneficiary.
We can learn from the first paragraph that parents and grandparents
选项
A、used to give out their assets at death.
B、no longer pass on their wealth to their offspring.
C、don’t care how their money is spent at all.
D、would not give their offspring financial help.
答案
A
解析
事实细节题。根据题干提示定位至第一段。根据首句“有闲钱的父母或祖父母不再等到死后才将财产留给子孙”可以推断出[A]“他们曾经在过世后才遗赠财产”。文章出现no longer这一短语时并非指“不再给后代留下遗产”,而是“不再等到死后才将财产留给子孙”,故排除[B];本段后一句谈到他们想“了解一下他们是如何花销财产”并且想“帮他们一把”,而非“不在乎如何花销”或“不愿意提供经济援助”,故也排除[C]和[D]。
转载请注明原文地址:https://kaotiyun.com/show/VU74777K
0
考研英语一
相关试题推荐
(46)Arecentphenomenoninpresent-dayscienceandtechnologyistheincreasingtrendtoward"directed"or"programmed"research
JeffreySachsisnowdevotedtoAccordingtothetext,sustainableeconomy
In1929JohnD.Rockefellerdecideditwastimetosellshareswhenevenashoe-shineboyofferedhimasharetip.Duringthepa
In1929JohnD.Rockefellerdecideditwastimetosellshareswhenevenashoe-shineboyofferedhimasharetip.Duringthepa
Allboysandgirlsinlargefamiliesknowthat______.Accordingtotheanti-railwaygroup,allthefollowingsaretruebut___
Whatistheessenceofthistext?Accordingtothetext,theauthor’sattitudetowardthevalueofstandardizedtestsseemsto
Itcanbeinferredfromthefirstparagraphthat______.Accordingtothetext,AmericaandCanadahaveyettoreachconsensus
Americanstodaybelievethatacceptablesocialbehaviorfollowseffortlesslyfrompersonalvirtue.The(1)_____betweenmoralsa
Whenfoodpricesrosesteeplyin2007andclimaxedinthewinterof2008,politiciansandthepressdecriedtheimpactonthebi
Thereisnothinglikethejoyoffindingoutthatsomethingsinfulisactuallygoodforyou,whetherit’ssex,chocolateoragl
随机试题
李某大学计算机专业毕业后首先进入一家互联网公司,从事网站建设与维护工作,在不到三年的工作时间里,酸甜苦辣都经历过,重要的是李某积累了一些经验。后来,由于某些原因,他不得不选择离开这家公司。这段经历使他感受到了互联网的魅力,认为互联网具有无限商机,而且认为:
在“青年是祖国的未来”和“青年应该奋发向上”两语句中,概念“青年”()
路基工程施工组织设计应重点考虑的内容有()。
单位要想从事吸收公众存款等商业银行业务,在名称中使用“银行”字样,要经过()批准。
根据《中华人民共和国民事诉讼法》,下列行为引发的纠纷中,权利人可以申请支付令的有()。
与银行借款相比,下列各项中,不属于融资租赁筹资特点的是()。
核对、商定日程的过程中,若对方提出修改意见或要求增加新的游览项目,地陪的正确处理方法是()
“鱼缸法则”是指成长需要自由的空间,要使人成长的更快,就一定要给他活动的自由,而不是将他拘泥在一个小小的鱼缸中。根据上述定义,下列符合“鱼缸法则”的是:
根据下面材料回答下列题。2006年农村居民人均纯收入比2007年农村居民人均纯收入少()。
Thenextgreatlandareathatmanhopestocolonizeisthemoon.InsizeitisnearequaltotheareaofNorthand
最新回复
(
0
)