首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Larger banks in large cities often specialize in particular ancillary services in addition to the bank deposit services they sup
Larger banks in large cities often specialize in particular ancillary services in addition to the bank deposit services they sup
admin
2013-12-25
56
问题
Larger banks in large cities often specialize in particular ancillary services in addition to the bank deposit services they supply. They may have foreign branches in order to provide banking services in particular foreign countries. Large banks may sell consumer credit card services; that is, they allow individual banks to join their credit card network. They may be brokers in the federal funds markets, a market for short-term loans in which commercial banks participate. Banks may specialize in handling trust agreements. Large banks often provide many of these services for their depositors as well as selling these ancillary services to other banks. This provision of services to other banks is called correspondent banking.
The degree of competition in the market for banking services may be related to the number of depository intermediaries in a particular locality. If there is one commercial bank and no thrifts in a small town in a remote area, most of the residents may deposit their funds in the local bank. If there are no financial intermediaries offering similar services, such as business loans, the local bank supplies most of these loans. In most areas, other financial intermediaries and nearby banks compete for loan business. Larger loans made to larger local businesses may not be supplied solely by banks in the local area. Unlike the cost of transporting physical property, the cost of transporting money by check is negligible. The capital market, the market for borrowing funds, cannot easily be subdivided by geographical areas. This consideration makes the measurement of competition for large-loan business in a given geographical area a difficult problem.
However, in some states one or several bank holding companies own a significant number of banks in the state. This subject is discussed subsequently.
What do large banks allow individual banks to do?
选项
A、To sell credit cards to consumers.
B、To join their credit card network.
C、To provide other banking services.
D、To specialize in federal funds.
答案
B
解析
文章第一段提到Large banks may sell…join their credit card network.大银行向消费者提供消费信用卡服务,并要求单个银行加入到信用卡网络中来。
转载请注明原文地址:https://kaotiyun.com/show/Vnid777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
Howmuchshouldthewomanpayfortheblouses?
Hesaidthatheremembered______thedoorwhenhecameout.
Nearlyeverybodyenjoyschicken,andthefamousnameinchickenisKentuckyFriedChicken.Mr.Sanders,themanwhostartedthis
Asat31DecemberYear8,SamLtd’scashbookshowedadebitbalanceof$1,055,althoughhehadanoverdraftof$3,511.Thedisc
Whatisthepurchasepriceoftheapartment?
ARequiredReserveRatioisafractionofthedepositsofthepublicthatabankholdsinreserve.
accept,discount,against,dishonoured,attached,hypothecation,credit,draw,ownership,amountWhenaLetterofCredith
Theprimarysourceoffundsoffireandcasualtyinsurancecompaniesincludes______.
Revenuebondsareusuallyofhigherqualitythangeneralobligationbonds,becausetheyareissuedtofinancespecificprojects
随机试题
狭义的文化产品专指()
甲状腺单个孤立结节,一般考虑为
碎片状坏死主要见于
风湿性心脏病二尖瓣关闭不全早期可引起主动脉瓣关闭不全可引起
A.0.5mmB.1.0mmC.1.5mmD.2.0mmE.3.0mm嵌体洞缘斜面的宽度一般为
碧海实业有限公司等3家国有企业,拟设立一家以高新技术产业为主的新奇股份有限公司。新奇公司拟筹集股本总额4亿元,其中,发起人碧海公司拟以厂房、设备、专利技术、土地使用权和部分现金作出资,并将成为新奇公司第一大股东。3家发起人为筹办新奇股份公司,共同制订了公司
设A是5×6矩阵,则()正确。
“我的电脑”和“资源管理器”是用于管理资源的应用程序。()
下列关于客户财务分析的说法,正确的有()。
Whatisthewoman’sproblem?
最新回复
(
0
)