首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
A、The service fee is about 1 percent of the amount of credit involved. B、It’s almost impossible for the issuer to honor the paym
A、The service fee is about 1 percent of the amount of credit involved. B、It’s almost impossible for the issuer to honor the paym
admin
2012-01-26
63
问题
A standby credit letter (SCL) is a contingent obligation of the letter’s issuer. The issuing bank agrees to guarantee the credit of its customer or to guarantee the fulfillment of a contract made by its customer with a third party. The issuing bank earns a fee from providing the service of SCL. In general, the fee is relatively low and usually around 0.5 percent to 1 percent of the amount of credit involved due to the following reasons. On the one hand, the issuing bank may have previously analyzed the financial condition of its standby credit customer, and the probability is low that the issuer of the credit guarantee will ever be called upon to pay. On the other hand, the issuing banks carry zero reserve requirements and avoid the booking of additional assets, which would also require each bank to acquire more capital.
21. Is SCL same as revocable letter of credit according to the passage?
22.What will the issuing bank do for a standby credit letter?
23.Why is the service fee of SCL relatively low?
选项
A、The service fee is about 1 percent of the amount of credit involved.
B、It’s almost impossible for the issuer to honor the payment after analyzing the financial condition of the customer.
C、The issuing banks must carry reserve requirements for the guarantee.
D、The issuer of the credit guarantee will never be called upon to make payment.
答案
B
解析
银行所收取的备用信用证服务费低最主要原因是因为银行要吸引客户,从而获得更多的资金,A、C选项所表达的意思与文意相反,只有B选项符合题意。
转载请注明原文地址:https://kaotiyun.com/show/WKYd777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
Aseeing-eyedogisaspecial(特殊的)dogwhichhelpsblind(盲的)peoplewalkalongthestreetsanddomanyotherthings.Wecallthese
情景:你的同事张丽明天去出差,你说好要去送她,却突然接到父亲电话,得知母亲病重,要你马上回家。离开办公室时,张丽正在开会。任务:请你用英语给张丽写一张50词左右的便条。内容包括;你为什么马上要回家;明天可能
In1826,aFrenchmannamedNiepceneededpicturesforhisbusiness.Buthewasnotagoodartist.Soheinventedaverysimplec
I’llwritebackassoonasI______yourletter.
Forpurposeofrecordingaccountinginformation,eachcompanyisconsideredtobeseparatefromitsownersandallothercompani
"Gross-working-capital"referstoallofthefollowingcurrentassets:cash,accountreceivable,inventoryandanyotherliquid
Undertruelease,thecompanyorthebankwillholdthetitletothefacilities,receivetaxcreditifthereisany,sellfacili
AssumethatthereisinflationintheUnitedStatesandthegovernmentpursuesacontractionaryfiscalpolicy.Thelikelyeffect
Whichofthefollowingistrueofamortgage?______.
Adraftislikeacheckthatcanbeendorsedbutitisn’tatitletogoods,like______.
随机试题
普通清算组的职权包括()
关于肝血管瘤的描述,不正确的是
下面哪项不是股骨颈骨折的典型畸形表现
A.微脉B.弱脉C.缓脉D.细脉E.虚脉某男,70岁,患消渴病多年,饮食减少,神疲乏力,四肢倦怠;舌淡,苔白,脉来三部举按皆无力,隐隐蠕动指下,此脉象是
患者,男性,50岁,无吸烟史和肺部疾病史,全麻下行肠道手术。术后麻醉未清醒,呼吸时出现鼾声,此时首先应该采取的措施是
患者女,28岁,停经40天后。腹痛伴阴道血10天,量少。今起腹痛加重而就诊,尿妊娠试验(+)。妇检:宫颈举痛(+),少量出血,子宫正常大小,附件区触及边界不清之肿物,压痛(+),考虑可能的疾病是
绿色设计应体现的理念是()。
国家发改委2015年4月公布了四个领域专项债券发行的指引,规定四个领域专项债券的发行不受发债企业数量指标的限制,以下不属于四个领域的是()。Ⅰ.棚户区改造工程Ⅱ.战略性新兴产业Ⅲ.养老产业Ⅳ.城市地下综合管廊建设
某建筑工程公司正在研究购买甲与乙两种吊装设备何者有利的问题。甲设备价格为700万元,寿命期为4年;乙设备的价格为1400万元,寿命期为8年。两种设备的动力费、人工费、故障率、修理费、速度和效率等都是相同的,假设资本的利率为10%。已知:(A/P,10%,
香港是坐落于中国南端的一个弹丸小岛,150多年前,还被形容为“荒芜之地”(barrenrock)。优越的战略位置、通讯条件(communications)和商业文化,促进了香港经济和社会迅速发展。如今,香港已发展成为一个国际金融商贸中心,并与近200个国
最新回复
(
0
)