首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his
admin
2013-02-05
51
问题
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship- owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at an early age and leave his family poorer. On the other hand, not every house is damaged by fire, not every vessel lost at sea. If these persons each put a small sum into a pool(集体储备金), there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who administer the pool of contributions are insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the premium which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens.
The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more competition in their branch of insurance and they may lose business. On the other hand if they make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured.
选项
A、only a small proportion of the insured suffer loss
B、only insured people suffer loss
C、nearly everyone suffers loss
D、everyone suffers loss
答案
A
解析
根据第一段,讲到每个人都有遭受损失的可能,但这种损失并不会降临到每一个人的头上,只有一小部分人遭受损失。所以保险是可能的,故A正确。
转载请注明原文地址:https://kaotiyun.com/show/WdlK777K
本试题收录于:
大学英语三级A级题库大学英语三级分类
0
大学英语三级A级
大学英语三级
相关试题推荐
A、Becausehebelievesnewkindsofmachinerywillbeinvented.B、Becausehebelievesatomicpowerwillbetheonlysortofpower
We’vebeenfriendseversincewe(meet)______atschool.
Thereisnobodywhohasnevermadeanyfriendsinhislife.Simplyhehasnotmadeanyintimateones.
A、Inthedepartmentstore.B、InthedininghallC、Inthebookstore.D、InthedepartmenthallD
A、Theybothlikedit.B、Neitherlikedit.C、Themotherdidn’tlikeit,butthefatherdid.D、Themotherdidn’tlikeitbecausei
Somecountiesimportrawmaterialsinordertomanufacturefinishedproducts.
A、Theirstudyatschool.B、Thefinalexamination.C、Thenewspapers.D、Theirrelations.BWhatarethetwospeakerstalkingabout?
A、Theyshouldgoshopping.B、Theyshouldthinkaboutmealsandmanyotherthings.C、Theyshouldgotothesmallstores.D、Theys
Attheparty,everybodycongratulatedthescientist______winningtheawardafterhisyearsofhardwork.
Itisbecausesheistooinexperienced______sheisatalosstoknowhowtodealwiththedifficultsituation.
随机试题
关于乳房的叙述,下列哪项是正确的()
一贯煎中配伍当归的主要用意是
罐头的毛质量是指罐头在开罐前的质量。
外汇市场上公布的汇率通常都是__________。
右心导管检查时全肺阻力的正常值为(单位:dyn.s.cm-5)
A.纯化因子Ⅷ制品B.单采血小板制品C.白细胞制品D.白蛋白制品E.血浆输注后最易传播病毒的是
A.氢氯噻嗪B.尼可刹米C.两者均可发生D.两者均不是
女性,25岁,化脓性扁桃体炎,医嘱青霉素过敏试验。过敏试验1分钟后,患者注射部位出现皮肤发红,面色苍白,考虑患者不可能出现的是
某机电总承包公司通过投标承接一栋超高层办公楼的机电安装工程。总承包公司中标后,业主向总承包公司提出超出招标文件中主要合同条款的附加条件,并以此作为签订合同的前提。附加条件包括:①增加净化空调系统工程;②将原计划总工期20个月改为18个月。总承包公司
阅读以下叙述,回答问题【说明】老高承接了一个信息系统开发项目的项目管理工作。在进行需求分析和设计后,项目人员分头进行开发工作,其间客户提出的一些变更要求也由各部分人员分别解决。各部分人员在进行自测的时候均报告正常,因此老高决定直接在客户现
最新回复
(
0
)