首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his
admin
2013-02-05
48
问题
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship- owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at an early age and leave his family poorer. On the other hand, not every house is damaged by fire, not every vessel lost at sea. If these persons each put a small sum into a pool(集体储备金), there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who administer the pool of contributions are insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the premium which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens.
The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more competition in their branch of insurance and they may lose business. On the other hand if they make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured.
选项
A、only a small proportion of the insured suffer loss
B、only insured people suffer loss
C、nearly everyone suffers loss
D、everyone suffers loss
答案
A
解析
根据第一段,讲到每个人都有遭受损失的可能,但这种损失并不会降临到每一个人的头上,只有一小部分人遭受损失。所以保险是可能的,故A正确。
转载请注明原文地址:https://kaotiyun.com/show/WdlK777K
本试题收录于:
大学英语三级A级题库大学英语三级分类
0
大学英语三级A级
大学英语三级
相关试题推荐
Bytheendoflastweek,he______(finish)hiscomposition.
Whatistheletterabout?It’saboutproblemswithsalesof______inPakistan.Whydoesthewriterrequestgoodstobeshipp
Whenhearrivedatthehospital,heaskedworriedlywhowas(operate)______on.
Inbusiness,manyplacesadoptacreditsystem,whichdatesbacktoancienttimes.Atpresent,purchasescanbemadebyusingcr
HowdidAmyfeelinherparty?Amyfeltshewas______intheworld.
A—mortgageloanB—landusecertificateC—financialbudgetD—governmentassignmentE—commercialareaF—
Becarefulwhenyou’redriving______thenarrowbridge.
Everybodyknowsthatthefasteranythingisthrownintothesky,the(high)______itgoes.
Lifeexpectancyisrisinginmuchoftheworld.Butdoctorsareseeinganothertrendthatisdisturbing.Somepeoplearechoosin
Never______Joshmetsuchacomplicatedsituation.
随机试题
把人伦关系概括为五种,即“父子有亲、君臣有义、夫妇有别、长幼有序、朋友有信”,并且还提出“性善论”思想的是我国古代教育家()
A.丙酮酸激酶B.丙酮酸羧化酶C.糖原磷酸化酶D.6-磷酸葡萄糖脱氢酶糖酵解的关键酶是
世界上第一所护士学校创建的时间和地点
关于钢结构材料的特征,下列何项论述是错误的?[2007年第69题]
已知平面π:2x一y+z+1=0,直线则π与L()。
下列机床中属于刨床类的机床有( )。
1997年6月5日发布的《银行间债券回购业务暂行规定》第十四条规定,银行间债券市场回购的期限包括的品种有()。
某企业只生产和销售一种产品,并且只耗用一种原材料。目前正在着手编制2012年1月份的现金收支计划。有关资料如下:(1)月初现金余额为8000元。(2)月初有息负债余额为12000元,年利率4%,按月支付利息。(3)月初应收
使用天然火最早出现于人类发展过程的哪一阶段?()
下列各项,能同时影响资产和负债发生变化的是()。
最新回复
(
0
)