首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees s
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees s
admin
2013-08-12
58
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment(颁布)of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA.
What may be the result of implementing the wellness programs?
选项
A、Public health care spending may increase.
B、Private health care spending may increase.
C、Public health care spending may be cut down.
D、Private health care spending may be cut down.
答案
D
解析
第8段开头提到健康计划是one potential solution,是解决什么问题的solution呢?答案在上一段最后一句:私企雇主仍然急于寻找方法控制其保健成本的上涨,这表明健康计划能帮“私企雇主”降低保健支出,由此确定本题应选D,而排除C。另外,相似的信息在文章第1句就已经提及了。
转载请注明原文地址:https://kaotiyun.com/show/YC97777K
0
大学英语六级
相关试题推荐
Languageshavebeenchangedthroughtheages.Therearethousandsofspeechvarietiesintheworld.
Buyingclothes______(是一件很耗时的工作),becausethoseclothesthatapersonlikesarerarelytheonesthatfithimorher.
A、SecretaryandBoss.B、TeacherandStudentC、CustomerandLibrarian.D、CustomerandSalesman;C
ComparedwithEnglandandWales,Scotlandhasanothersetoflawsappliedtodivorceissues.A"DIY"divorcemaytakeeffectin
Formorethan10yearstherehasbeenabiggerriseincarcrimethaninmostothertypesofcrime.Anaverageofmorethantwo
A、Lackofwater.B、Thepollution.C、Damsandotherwaterprojects.D、Theenforcementoflawsregardingwildlife.C短文开头提到,Thisla
Itisoftenclaimedthatnuclearenergyissomethingwecannotdowithout.Weliveinaconsumersocietywherethereisanenorm
America’sHotSchoolsCompetition’sintenseandtherearescoresofcolleges.Large,small,public,private,urban,rural—wh
America’sHotSchoolsCompetition’sintenseandtherearescoresofcolleges.Large,small,public,private,urban,rural—wh
SydneyOperaHousemustbeoneofthemostrecognizableimagesofthemodemworld—uptherewiththeEiffelTowerandtheEmpire
随机试题
为防止发生意外,气体钢瓶重新充气前瓶内残余气体应尽可能用尽。()
法定性权力
乳腺癌癌细胞侵犯Cooper韧带产生
空瓮音
男性,70岁,高血压病史6年,今晨起床后突然头痛、烦躁、多汗、面色苍白,血压250/125mmHg,心率125次/min,律齐,双肺布满中、小水泡音和少量哮鸣音,肝脾未及,双下肢无浮肿。诊断急性左心衰竭,最有临床诊断意义的是下列哪项
A、烘干法B、甲苯法C、薄层色谱法D、减压干燥法E、高效液相色谱法根据《中国药典》规定不含或少含挥发性成分的中药水分测定适用()。
背景资料:某办公楼室内外装饰装修工程施工,在各个施工阶段项目部对以下事件进行了验收。事件一:吊顶工程在饰面板安装前对吊顶内的所有安装管线、设备和轻钢龙骨、吊杆等会同有关单位进行了隐蔽工程验收。事件二:木门窗、铝合金门窗、全玻门
A.Thatsoundsverymechanical.B.Ah,"bodylanguage"isreallyimportant,isn’tit?C.I’veneverthoughtaboutthatbefore.D.
某软件企业2004年初计划投资1000万人民币开发一套中间件产品,预七十从2005年开始,年实现产品销售收入1500万元,年市场销售成本1000万元。该产品的系统分析员张工根据财务总监提供的贴现率,制作了如表4-2所示的产品销售现金流量表。根据表中的数据,
PASSAGETHREEWhyisitrecommendedtostartthetourofLondonfromDickensHouseMuseum?
最新回复
(
0
)