首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
A、When their children grow up and leave home. B、When they have saved enough for retirement. C、When their family move to a differ
A、When their children grow up and leave home. B、When they have saved enough for retirement. C、When their family move to a differ
admin
2019-03-08
44
问题
When purchasing life insurance, there are many important factors to consider. One should buy the policies that give the most protection at the least cost, ensure the right family members, and consider the family’s financial needs. It is important to buy the insurance from companies that are financially sound and that are represented by honest, well-trained agents. At various stages in a person’s life, different kinds of life insurance are needed for particular situations.
Jerry is single and has no dependents. Probably the only life insurance he needs is enough to cover his debts and burial expenses. Insurance can be purchased at a lower rate during the young years, but by buying while young, the premiums are paid in for a longer period of time. In the end, the amount paid for premiums is about the same. A person shouldn’t buy insurance protection that really isn’t necessary. Suppose that Jerry marries Jeannette, who is a college graduate and is working. Perhaps enough insurance would be needed to cover their debts and burial expenses. Now, Jeannette has quit work and their first child is on the way. They have purchased a home with a small down payment and a 30-year mortgage. The situation regarding life insurance takes on a different look. There are dependents who need financial protection. How much insurance is needed? As the family increases in size, it is essential to add more insurance on the breadwinner to protect the dependents. When the children are young and depend upon the family for financial needs, families with modest incomes have difficulty providing enough life insurance to protect the mother and the children. Families with modest incomes should insure the breadwinner or breadwinners first. When considering the amount of insurance for the mother with dependent children, substitute child care is a need that should be planned for until the children can care for themselves. The death of a small child would have no effect upon the income of the family. Perhaps a policy to meet funeral expenses would be sufficient for the young child, although most people do not take out insurance on their young children. As the children become financially independent of the family, the emphasis on family financial security will shift from protection to saving for the retirement years. Every family situation is different, but it is important that each family give adequate thought to planning its financial future.
Questions 16 to 18 are based on the recording you have just heard.
16. What life insurance should a single person buy, according to the speaker?
17. What should people do as their family increases in size?
18. When should one change their life insurance?
选项
A、When their children grow up and leave home.
B、When they have saved enough for retirement.
C、When their family move to a different place.
D、When they have found better-paying jobs.
答案
A
解析
讲座末尾指出,当子女经济独立后,家庭的经济保险重点也应该由提供保障转向为退休后的生活而存钱。讲座中的become financially independent of the family与A)选项中的their children grow up and leave home虽然不是直接的同义转述,但所表达的都是子女在经济上不依赖于父母,已经可以独立的意思,因此答案为A)。
转载请注明原文地址:https://kaotiyun.com/show/Z4H7777K
0
大学英语六级
相关试题推荐
A、ItismanagedbyJamesSteyer.B、Itisaprofit-makingorganization.C、Itisachildren’sorganization.D、Itisawomen’sorga
Whatifwecouldreadthemindofaterrorist?ResearchersatNorthwesternUniversityinChicagosaytheyhavetakenastepclos
A、Byananonymousballot.B、Byanopenvote.C、Byrigidrules.D、Bytheirpersonalpreference.A女士说获胜者由学院成员以不记名的方式从提名中选出,故选A。
Rainforestsmaystoremuchlesscarbonthanwethought.Itcouldbetimetodramaticallyreviseourestimatesfollowingthedisc
Postgraduatedilemmas[A]Decidingwhetherornottobecomeapostgraduatecanbeadaunting(令人畏缩的)prospect.Evenifyouares
AstheworldexcitedlygreetedSnuppy,thefirstcloned(克隆)dog,commentatorscelebratedourcleverness.Manyfeelproudthato
Itseemstomethatneighborsaregoing【B1】______inAmerica.Thefriendnextdoorfromwhomyouborrowedfoureggsoraladderh
Weallhopethatthevaluesthatareimportanttoeachofusarepassedalongtoourchildren.Often,however,thathopeischal
EatingOurYoung[A]AtFeltonvilleSchoolofArtsandSciences,amiddleschoolinapoorneighborhoodofPhiladelphia,thesch
Aristotledefinedafriendas"asinglesouldwellingintwobodies".Howmanyfriendswehave,andhoweasilywemake,maintain
随机试题
材料1:党在任何时候都把群众利益放在第一位,同群众同甘共苦,保持最密切的联系,坚持权为民所用、情为民所系、利为民所谋,不允许任何党员脱离群众,凌驾于群众之上。党在自己的工作中实行群众路线,一切为了群众,一切依靠群众,从群众中来,到群众中去,把党的正确主张变
A.红细胞渗透脆性试验B.酸溶血试验C.抗人球蛋白试验D.冷热溶血试验E.高铁血红蛋白还原试验诊断遗传性球形细胞增多症需做
下列不属于浅反射的是
属于日本的土地权利有()。
游客金某等人接受甲旅行社提供的服务时,其合法权益受到损害,当金某等人联名向当地旅游行政管理部门投诉时,该甲旅行社已分立为乙、丙两个旅行社,对此,金某等人可以向()要求赔偿。
教师的权利包括一般权利和职业权利两个方面。
20世纪初普朗克、波尔等物理学家共同创造了量子力学,它与相对论一起被认为是现代物理学的两大基本支柱。量子力学的发展,革命性地改变了人们对物质的结构及其相互作用的认识。借助量子力学,许多现象才得以真正地被解释,新的、无法凭直觉想象出来的现象被预言,接着又被验
简述不作为构成犯罪的条件。
-Yourdirectoraredissatisfiedwiththecomputersyourcompanyboughtlastmonth.Duringinspecting,youfoundseveralcompute
Thesupermarketsellsvariouskindsofthings,______(从衣物、食品到电脑游戏).
最新回复
(
0
)