首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2019-09-01
27
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’ hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
Lewis Mandell suggests that we should figure out how to ______.
选项
A、carry out financial-literacy education properly
B、manage money in a more efficient way
C、help students score better in money-management courses
D、improve the social awareness of financial education
答案
A
解析
由题干可知,空格中要填的是文中第4段第1句do this the right way的同义替换,而do this指的就是上文一直说的“进行金融知识扫盲教育”,A中properly即the right way,故选A。
转载请注明原文地址:https://kaotiyun.com/show/ZZZ7777K
0
大学英语四级
相关试题推荐
Oncetheydecidedtohavechildren,MiShelandCarlMeissnertackledthenextbigissue:Shouldtheytrytohaveagirl?Itwas
Oncetheydecidedtohavechildren,MiShelandCarlMeissnertackledthenextbigissue:Shouldtheytrytohaveagirl?Itwas
Arewereadyforthelibraryofthefuture?A)Librarianstodaywilltellyoutheirjobisnotsomuchtotakecareofbooks
WhichAttributesofaFoodProductareMostImportanttoConsumersA)TheAustralianstateofVictoriaisinvestinginapro
SevenWaystoCreateaHappyHouseholdA)Everyfamilyisdifferent,withdifferentpersonalities,customs,andwaysofthin
A"memorypill"thatcouldaidexamrevisionandhelptopreventpeopleforgettingimportantanniversariesmaysoonbeavailable
A、Takingpartinfights.B、Laughingatothers.C、Consumingsoftdrinks.D、Attackinganimals.A短文提到,侵略性行为包括损坏别人的东西(destroyingpos
A、Thewaterfeeisratherhigh.B、Theelectricisfreeofcharge.C、Thestovemustberenewed.D、Gasisincludedintherent.D女
TheFrenchdivisionofMcDonald’shasrunadvertisementsthatincludedasurprising【C1】______:Kidsshouldn’teatatMcDonald’s
TheFrenchdivisionofMcDonald’shasrunadvertisementsthatincludedasurprising【C1】______:Kidsshouldn’teatatMcDonald’s
随机试题
牙源性边缘性颌骨骨髓炎X线平片表现哪项是的
下列关于统一法人制组织架构的说法中,有误的是()。
对旅游饭店的各项指标进行检查复核采取()的方式进行。
我国出现的第一本教育心理学著作是房东岳翻译的日本小原又一的著作()。
杜威的教育思想的核心一般被概括为()。
可以用来发布规章的文件有()。
在情绪的认知理论中强调对刺激情境的评估作用的理论是()
S国和K国的代表团都没有参加某国际会议。事前,D国和K国的代表团公开宣布,如果T国的代表团参加了这个会议,S国和K国的政府将组成强烈反对T国的联盟。与此相应,S国的代表团公开宣布,如果D国与K国代表团都不出席的话,S国代表团就一定出席会议。如果上
"Down-to-earth"meanssomeoneorsomethingthatishonest,realisticandeasytodealwith.Itisapleasureto(31)______some
Trialanderrorarethesourceofourknowledge.
最新回复
(
0
)