首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Virtually all consumers will have a credit card in their lives. Selecting a credit card should not be something taken lightly, c
Virtually all consumers will have a credit card in their lives. Selecting a credit card should not be something taken lightly, c
admin
2013-04-15
52
问题
Virtually all consumers will have a credit card in their lives. Selecting a credit card should not be something taken lightly, card companies are constantly looking for new consumers, hat only after wisely comparing offers should you select a provider. Pick a company that will give you a reasonable rate and one that incentivizes their program with some type of reward for using their card.
Almost without fail, rewards cards typically give consumers money back on their purchases or allow you to accumulate points toward prizes on future purchases. If you charge $10,000 per year and your rewards card pays you a 2% reward on purchases, you will receive $200 from the company. Usually you will gain the funds in the form of several credits to your account spread out over the course era year, but in some cases you will receive the rewards in the form era cheek.
Rewards cards are free money? Only if you do not have to pay an annual fee and you pay your credit card off every month. If you do not pay your card off every month, your reward could easily be overshadowed by monthly interest payments, especially if your interest rate is high. Not too many companies pay rewards and give you a low rate at the same time. in theory, even if you carry balances for as little as 2-3 months before paying your card off you could find your rewards for the entire year outweighed by finance charges.
So you need to consider the following when selecting your card: First, is there an annual cap on purchases? Many rewards cards will limit to you the amount of cash back funds or rewards points you can ac, emulate in one year. Most people never come close to the figure, but if you are a business traveler you can quickly approach and pass these limitations within the year. Second, do points eventually drop off? The majority of rewards cards only allow you to accumulate points for three years before they begin to drop off. If your next car purchase is five years away and you have a program that drops off points, you could find the first two years of card usage to be a waste as those points would vanish. If you still want that particular rewards card, only use it in years 3, 4, and 5 so that when it comes time to purchase your new car you will not have lost any points. You could consider getting and using another rewards card for a different rewards system to cover years 1 and 2.
All in all, rewards car& can be a useful option for the savvy consumer. Remember, points do fall off and carrying balances from month to month will wipe out the value of the card in short order. By showing plenty of discipline you can make rewards cards work well for you.
选项
A、the promise of giving their money back on their purchases
B、the rewards in the form of a check
C、a reasonable rate and reward for using their card
D、the chance of giving their money back in a short time
答案
C
解析
细节题。根据文章首段最后一句可知,消费者应该选择能够提供低利率或者积分回馈的信用卡,可知本题选C。
转载请注明原文地址:https://kaotiyun.com/show/aEB7777K
0
大学英语六级
相关试题推荐
RecentlytheonlineencyclopediaWikipediacelebratedits10thbirthday.Manymediaoutlets【B1】______itsgrowth,numberofartic
Entertheinformationage.Informationistherawmaterialformanyofthebusinessactivities【C1】______thisnewera,justasir
Entertheinformationage.Informationistherawmaterialformanyofthebusinessactivities【C1】______thisnewera,justasir
Agenerationofe-mailing,followedbyanexplosionintexting,haspushedthetelephoneconversationintoseriousdecline,crea
ResearchersattheUniversityofCalifornia-Berkeleyarechallengingourlong-heldbeliefthathumansarehard-wiredtobeselfi
A、Theyarenotalargegroup.B、Theyaresosmall.C、Theyfollowasimpleprocedure.D、Theyarepolitetooneanother.C文章中间部分提
HowtoManageanAgeingWorkforceOneoftheside-effectsoftheSecondWorldWarwasthemostsignificantsocialchangeof
A、Throughfood.B、Throughair.C、Throughinsects.D、Throughbodyfluids.D由选项均以Through开头可知,本题询问疾病的传播途径。短文中指出,Ifyoucomeincont
A、Differentinpersonality.B、Rudetowomendrivers.C、Ratherdifficulttoplease.D、Talkativeandgenerouswithtips.A由选项中的per
A、France.B、Italy.C、Germany.D、America.C选项都是国家。从aGermanlikeme可以得知Johnny来自德国。
随机试题
A.皮质醇B.皮质酮C.醛固酮D.去氧皮质酮E.脱氢表雄酮肾上腺皮质束状带细胞主要分泌
凝集素的制备过程中,洗脱凝集素用
房室延搁的生理意义是
患者30岁,妊娠36周,反复少量无痛性阴道出血1周,今晨出血量较多,似月经量,收入院。血压14.7/10.7kPa(110/80mmHg),脉搏90次/min。查:ROA,胎心率158次/min。为明确诊断,以下哪项检查是错误的
关于上述处方,说法错误的是选出上述处方中的油相成分
义务消防队伍建设包括()。
社会工作者小刘针对复员退伍军人自主创业的需求,运用小组工作方法开展工作。在小组中,小刘邀请组员分享各自的生活状况与感受,为组员介绍政府的创业扶持政策,带领组员进行个人职业性格分析,并为组员链接创业培训资源。小刘上述做法的目的在于,协助复原退伍军人做好(
争议最大的问题是:植物如何做出这样的反应呢?人类和其他高级动物通过神经系统和大脑整合来自其所处环境的信号,并做出反应。但植物没有神经系统,没有大脑,因此肯定是通过其他途径做到的。最有可能的解释是,它们的反应依靠某种激素和电子信号的接收、转换和反馈系统来协调
设A为三阶矩阵ξ1,ξ2,ξ3是三维线性无关的列向量,且Aξ1=-ξ1+2ξ2+2ξ3,Aξ2=2ξ1-ξ2-2ξ3,Aξ3=2ξ1-2ξ2-ξ3.求矩阵A的全部特征值.
A、pieceB、portionC、sectionD、segmentBapieceof或piecesof表示“一片(块)或许多片(块)”;portion与of连用表示“许多,大部分”section与of连用表示“(整体中的)一部分”,“(整体
最新回复
(
0
)