首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventati
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventati
admin
2012-07-05
55
问题
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventative (预防性的) care, and limit how much of their customers’ money health-insurance companies can keep for overhead and profit.
The new rules include:
A provision that limits what health insurers can do with the money their customers send in as premiums (保险金).
The rule requires that insurers spend at least 80 percent of this money on the customers themselves. The companies must either spend this money to pay insurance claims or use it for activities that improve customers’ health.
For policies that are sold to large groups instead of small companies and individuals, the number is even higher: 85percent. The remaining 15 or 20 percent of the money can be used for a company’s salaries, marketing and overhead—or kept as profit.
Previously, there was no federal restrictions on insurance companies’ spending. The federal government says some insurers kept 30 or even50percent. Insurance companies say this could cause them to cut back on the services they offer, or even pull out of states where administrative costs are higher. State officials also worry that the companies might cut the fees they pay to insurance brokers. That, they fear, would eliminate key middlemen who help individuals navigate a complicated insurance system.
A provision that provides prescription-drug discounts for seniors in Medicare’s "doughnut hole".
The doughnut hole is a controversial gap in the Medicare prescription-drug benefit passed in 2003. In 2010, for instance, Medicare paid for part of the cost of drugs, until the total cost of the drugs hit $ 2 830.
After that, seniors were responsible for 100 percent of the cost of their drugs, until they had spent $ 3 610 of their own money. That was the other side of the doughnut hole, and federal insurance kicked in again. This provision will give Medicare recipients stuck in the doughnut hole a 50 percent discount on the price of brand-name prescription drugs. Health-care activists are worried, however, that drugmakers will jack up their prices. In that case, customers would receive 50 percent off that higher number, which might not be much less than what they were paying before.
Why does the federal government restrict insurance companies’ spending?
选项
A、Because there were no federal restrictions before.
B、Because the federal government wants companies to cut back on the services.
C、Because the federal government wants to eliminate key middlemen.
D、Because the federal government wants to limit too much money some companies keep.
答案
D
解析
推理判断题。本段主要讲述了联邦政府对保险公司费用的限制原因及限制所带来的后果。原因是联邦政府认为有的保险公司截留了30%到50%的保险金。可能产生的后果是保险公司服务质量会变差,退出某些行政成本高的州,减少支付给保险经纪人的费用有可能造成他们的消失。题干是针对联邦政府对保险公司费用的限制原因,故D)“因为联邦政府想限制保险公司截留过多的保险金”为正确答案。
转载请注明原文地址:https://kaotiyun.com/show/aQ57777K
0
大学英语四级
相关试题推荐
Wecommonlythinkofsportsmanshipinconnectionwithathleticcontests,butitalsoappliestoindividualoutdoorsports.Note
Wecommonlythinkofsportsmanshipinconnectionwithathleticcontests,butitalsoappliestoindividualoutdoorsports.Note
A、Theyinvitedhimtoaparty.B、Theyaskedhimtomakeaspeech.C、Theygaveaspecialdinnerforhim.D、Theyinvitedhiswife
Globalreservesoffreshwateradduptomorethan37millioncubickilometers,enoughtofilltheMediterranean10timesover.
Allthatwereallyneedtoplotoutthefutureofoaruniverseareafewgoodmeasurements.Thisdoesnotmeanthatwecansitd
Thestandardizededucationalorpsychologicaltests,whicharewidelyusedtoaidinselecting,assigningorpromotingstudents,
Commonindoorplantsmayprovetobeavaluableweaponinthefightagainstrisinglevelsofindoorairpollution.Those【C1】____
TenKeystoSuccessWhatisitthatmakespeoplesuccessfulandImeanreallysuccessfulcomparedtoyouorme?Aretheysma
Tomlookedverymuch______whenhewascaughtcheatingintheEnglishexamination.
ThenewUShealth-insurancerulesaredesignedtohelpthosecaughtinMedicare’s"doughnuthole",offerseniorsmorepreventati
随机试题
内部缺陷位于焊缝内部,可用破坏性试验、无损检测方法和焊缝检测尺来发现。
ByfarthemostcommonsnakeinBritainistheadder.InScotland,infact,therearenoothersnakesatall.Theadderisalso
男性,60岁,反复咳嗽、咳痰20年,近7~8年出现活动后气促,1周来病情加重。咳吐脓痰。体检:心率130次/分,三尖瓣区可闻收缩期吹风样杂音:双肺肺气肿征,有干、湿性啰音;肝于肋下3cm触及。质软有压痛.肝颈静脉回流征阳性;双下肢水肿。心电图:RV1+SV
男,16岁。与他人相撞致上前牙外伤。检查发现位置低于咬合面,牙冠缩短,松动,龈有少许撕裂,牙外伤的诊断是
合同部分无效时( )。
注意事项1.本题本由给定资料与作答要求两部分构成。考试时限为150分钟。其中,阅读给定资料参考时限为40分钟,作答参考时限为110分钟。满分150分。2.监考人员宣布考试开始时,你才可以开始答题。3.请在题本、答题卡指定位置填写自己的姓名,填涂准考证
在VFP的命令窗口中进行日期的设置,要求以MM-DD-YY形式显示日期“11-15- 05”,应使用命令(57)。
黑盒测试在设计测试用例时,主要需要研究(51)。
Arabiclanguageisoneoftheworld’smostwidelyusedlanguages.ItistheofficerlanguageofmanyArabnationsinthe【M1】____
SecretsofGrade-AParentsA)WhenCareyGrahamstartedGradeOne,hegotaveryspecialteacher."Sherecognizedmypassion
最新回复
(
0
)