首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder
admin
2013-12-25
31
问题
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder’ s financial interest or net worth. Equity capital serves several purposes : it provides a permanent source of revenue for the shareholders and funding for the bank; it is available to bear risk and absorb losses; it provides a base for further growth; and it gives the shareholders reason to ensure that the bank is managed in a safe and sound manner. Minimum capital adequacy ratios are necessary to reduce the risk of loss to depositors, creditors and other stakeholders of the bank and to help supervisors pursue the overall stability of the banking industry.
Basle Committee’ s "core principles for effective banking supervision" require that supervisions set prudent and appropriate minimum capital adequacy requirements and encourage banks to operate with capital in excess of the minimum. When it appears appropriate due to the particular risk profile , uncertainties regarding the asset quality, risk concentrations or other adverse characteristics of a bank’ s financial condition, considerations of requiring higher than minimum capital ratios are encouraged. If a bank’ s ratio falls below the minimum, banking supervisions will act to ensure that it has realistic plans to restore the minimum in a timely fashion, or may consider putting additional restrictions on the bank’ s operations.
Bank supervisors think______most important.
选项
A、capital
B、financial interest
C、shareholders
D、capital minimum
答案
A
解析
文章第一段开头提到Capital is at the top of any bank supervisor’s list。资本要求属于银行监管各项要求之首。
转载请注明原文地址:https://kaotiyun.com/show/b1id777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
BufordisthesmallesttownintheUS.ThetownishighinthemountainsanditliesontheroadbetweenNewYorkandCalifornia
Haveyouconsidered_______oursonabiggiftsincehewontherace?
MysisterandIlookedforwardtonewclothesfortheNewYear.Butonedaymymothersaid,"Listen,children.Wedon’thaveeno
BusyCompanyisaretailer.Mostofitssalesaremadeoncreditterms.Thefollowinginformationrelatestothefirst4years.
Ifatradedebtorof$20,000hasbeenwronglypostedtothecreditofthetradecreditor,buthasbeencorrectlyenteredinthe
Whatglobalelectronicbankingservicescanbusinesscustomersobtainfrombanks?
Apromissorynoteisanorder,whereasabillofexchangeisapromise.
Tofinancethenationaldebt,thegovernmentissuesavarietyofdebtsecurities.ThemostwidelyheldliquidsecurityistheTr
Liquiditymeasuresthe______.
随机试题
脊髓灰质炎后,软组织挛缩畸形的矫正术
A、虫卵随粪便排出体外B、雌虫直接在肛周产卵C、幼虫随血进入吸血节肢动物体内D、雌虫产出新生蚴,在肌肉内形成囊包E、经皮肤排除外蛲虫
关于安神药的用法,下列说法错误的是
O’connor河口模式适用条件有()。
商品销售指数属于()。
处理服务对象申述,接受那些不满意被督导者的决策而要求与更高层级谈话的服务对象的申请,是扮演的()角色。
下列谚语与其哲学内涵对应错误的是()。
某班有35个学生,每个学生至少参加英语小组、语文小组、数学小组中的一个课外活动小组。现已知参加英语小组的有17人,参加语文小组的有30人,参加数学小组的有13人。如果有5个学生三个小组全参加了,问有多少个学生只参加了一个小组?()
数据库设计的四个阶段是:需求分析、概念设计、逻辑设计和
Studyconfirmsthatmoderatedrinkingreducesstrokerisk.Similartothewayadrinkortwoadayprotectsagainstheartattack
最新回复
(
0
)