首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and
admin
2012-01-26
30
问题
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and it is increasing in importance as greater reliance is placing on the use of checks and credit cards. The increasing efficiency with which funds are managed is indicated by the gradual decline in money holdings relative to the gross national product over the years, despite the increase in the number of financial transactions. In recent years the only kind of money that has increased relative to national income is coin, primarily because of the growth of metering and vending machines. As we can see, at present check deposits are assuming a larger portion of the transaction load, and they are, being used more, efficiently.
Most of the checks in the nation are cleared through the commercial banking system. Checks drawn on and deposited in the same bank merely transfer funds from one counter to another. If only two banks are involved in the same town, there is a direct exchange of checks. When several banks are involved within the same city, a clearing hours arrangement is usually employed. The process becomes a bit more complicated and time-consuming.
Banks have employed computers and other sophisticated equipment to speed the clearing process, reduce costs, and improve accuracy. In recent years considerable thought and research have been given to what has become known as checkless banking. This would activate computers in banks throughout the nation and thus transfer funds from the purchaser’s account, make deposits and loan repayments, and transfer funds between a depositor’s accounts, make deposits and loan repayments, and transfer funds between a depositor’s savings and checking accounts.
How is the clearing of checks involved in two banks in the same city?
选项
A、Through the clearing house.
B、By transfer of funds from one account to another.
C、Through a correspondent bank.
D、By direct exchange of checks.
答案
B
解析
文章第三段提到Checks drawn on and deposited...from one counter to another. 在同一城市中,各银行是互相代收票据的,通过转账的方式进行票据交换。
转载请注明原文地址:https://kaotiyun.com/show/bEid777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
Mr.Blackwasyoungandable.Thebosslikedhim.LastmonthhewassenttoChinaonbusiness.BeforehewentbackfromChina,h
It’sapitythatshedidn’tattendthatimportantmeeting.It’sapitythatshe_____thatimportantmeeting.
MysisterandIlookedforwardtonewclothesfortheNewYear.Butonedaymymothersaid,"Listen,children.Wedon’thaveeno
Abusinessmanboughtsomegoodsatamarketinthemorningandsetoutatonceforhomewithallhisbags,forhewishedtobei
TheCapitalAirportisthelargestoneinChina.TheCapitalAirportis________anyotherairportinChina.
Inaninflationeconomy,theinventoryendingbalancerecordedbyFIFOmethodislowerthanthatrecordedbyLIFOmethod.
TheExchangeFundisresponsiblefortheissuingandredemptionoftheCertificatesofIndebtednesswhichgiveauthoritytothe
Certificatesofdepositsarenotnegotiableinstruments.
trade,above,expiration,respond,strike,profitable,seller,how,most,financialIngeneral,anoptiongivestothebuyer
increase,engage,capital,protect,failures,fail,interests,efficiently,expensive,align,protect,insurance,
随机试题
关于合同解除的表述,下列哪一选项是正确的()
听神经鞘瘤多发生于听神经的
尿β2微球蛋白测定主要反映的病变部位是
心在志为
水行政主管部门和流域管理机构按照()负责水利工程建设安全生产的监督管理。
在担保方式中,只能由第三方担保的方式是( )。
下列选项中,借款人偿还债务最有保障的来源是()。
“山寨”一词源于广东话,兴盛于网络。其特点主要表现为仿造性、快速化、平民化。2003年前后,仿制手机在南方城市“崭露头角”,但当时还没被称为“山寨机”,在大众眼里,它们不过是仿制和盗版产品。直到2008年6、7月份,随着各网站建立“山寨手机”专题页面,“山
在下面一段文字中的横线处依次填入标点符号,最恰当的一组是:艺术的历史是人类显示自己的创造力的历史_____________美术史则是把这种创造的结果中的一部分_____________美的_____________有意味的记载下来_________
A、 B、 C、 C
最新回复
(
0
)