首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and
admin
2012-01-26
68
问题
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and it is increasing in importance as greater reliance is placing on the use of checks and credit cards. The increasing efficiency with which funds are managed is indicated by the gradual decline in money holdings relative to the gross national product over the years, despite the increase in the number of financial transactions. In recent years the only kind of money that has increased relative to national income is coin, primarily because of the growth of metering and vending machines. As we can see, at present check deposits are assuming a larger portion of the transaction load, and they are, being used more, efficiently.
Most of the checks in the nation are cleared through the commercial banking system. Checks drawn on and deposited in the same bank merely transfer funds from one counter to another. If only two banks are involved in the same town, there is a direct exchange of checks. When several banks are involved within the same city, a clearing hours arrangement is usually employed. The process becomes a bit more complicated and time-consuming.
Banks have employed computers and other sophisticated equipment to speed the clearing process, reduce costs, and improve accuracy. In recent years considerable thought and research have been given to what has become known as checkless banking. This would activate computers in banks throughout the nation and thus transfer funds from the purchaser’s account, make deposits and loan repayments, and transfer funds between a depositor’s accounts, make deposits and loan repayments, and transfer funds between a depositor’s savings and checking accounts.
How is the clearing of checks involved in two banks in the same city?
选项
A、Through the clearing house.
B、By transfer of funds from one account to another.
C、Through a correspondent bank.
D、By direct exchange of checks.
答案
B
解析
文章第三段提到Checks drawn on and deposited...from one counter to another. 在同一城市中,各银行是互相代收票据的,通过转账的方式进行票据交换。
转载请注明原文地址:https://kaotiyun.com/show/bEid777K
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
Mr.Reeceisinterestingoldman.Mr.Reeceworked【C1】______afarm.Heandhiswife【C2】______alotofthingsandtheyhadsomec
"Whereismeuniversity?"isaquestionmanyvisitorstoCambridgeask,butnoonecangivememaclearanswerforthereisnow
A、Bycar.B、Forsomeinformationabouttravel.C、InNewYork.B
Manypeoplebelievetheyshoulddrinkeightglassesofwateraday.Thatis【C1】______theyhavebeentoldalltheirlife.【C2】___
TheCapitalAirporthasbeeninusefor20years.TheCapitalAirportwasbuilt______.
Theaccountingconceptorconvention,which,stockbereportedatthelowerofcostormarketprice,isthe______.
Amedium-sizedcityhastwomajorindustries:financialservicesandmanufacturingofelectronicequipment.Supposethatrestric
ARedClauseDocumentaryCreditisaDocumentaryCreditwithaspecialconditionincorporatedintoitthatauthorizestheConfir
Uponcompletion,the_____parkinggaragewillofferconvenientparkingforbothpatientsvisitingthehospitalandphysiciansin
随机试题
科学管理理论的代表人物主要有( )
证明:当x>0时
设y=f(x)可导,则f(x-2h)-f(x)等于().
对矫形器的治疗作用描述不正确的是
患者,男,25岁。2天前淋雨受凉后出现寒战,高热,自觉胸痛,咳黄白黏痰,肺部查体可见左肺下部呼吸音减低,可闻及支气管呼吸音。应考虑的诊断是
个人贷款的特征有()。
7号信令系统中,选择并确定链路和路由,将信息通过可用路由和链路进行传输的是()。
某机主存容量为1MB,两路组相连方式(每组仅有两块)的Cache容量为64KB;每个数据块为256字节。CPU要顺序访问的地址为20124H、58100H、60140H和60138H等4个主存字节单元中的数。已知访问开始前第2组(组号为1)的地址阵列内
帕累托最优,指这样一种社会状态:对于任何人来说,如果不使其他某个(或某些)人境况变坏,他的情况就不可能变好。如果一种变革能使至少有一人的境况变好,同时没有其他人境况因此变坏,则称这一变革为帕累托变革。以下各项都符合题干的断定。除了:
A、Becausethetravelagentdoesenoughvolumeofbusiness.B、Becausepassengerstrustthetravelagent.C、Becausepassengersask
最新回复
(
0
)