首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
•Read the article below about insurance. •For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
•Read the article below about insurance. •For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
admin
2010-01-28
63
问题
•Read the article below about insurance.
•For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
Premiums You Can Retrieve
For those who see term life insurance as a losing proposition, an old insurance product is back. Called Return of Premium (ROP) (31) Money-Back Term, these policies refund (32) penny paid in premiums if you outlive the 15-, 20-, or 30-year term of the policy.
The policies cost more -- perhaps 30% to 50% more for a 30-year policy -- than traditional term life. A healthy 35-year-old man might pay $550 annually for a basic $500,000, 30-year term policy, vs. $810 for one (33) the ROP feature. You can get policies for a shorter term, (34) they cost so much more that they are not advised. Then does an POP policy make sense? That depends on (35) answer to two questions: Would you earn more buying a cheaper term policy and investing the savings? Are you likely to cancel before the 30 (or however many) years are up?
In the example above, the ROP would cost $260 more each year than regular term insurance but (36) return $24,300 in premiums at the end of 30 years. That mounts (37) an annualized return of 6.6%, and it’s tax-free because you’re just getting back your own money, For someone looking for a conservative investment, (38) policy could make sense. But remember, you get that return only if you pay the premiums for the entire 30 years. If you drop the policy before, you’ll get less, or perhaps nothing, in return (39) those higher premiums. A company generally counts on people dropping the policies -- in order to pay the money to those who (40) .
选项
答案
WITH
解析
转载请注明原文地址:https://kaotiyun.com/show/cNKd777K
本试题收录于:
BEC高级阅读题库BEC商务英语分类
0
BEC高级阅读
BEC商务英语
相关试题推荐
A、 B、 C、 BIprefer...apenanswerswhichdoyouprefer.Choice(A)repeatsthewordpencilbutdoesnotansw
A、 B、 C、 BYes,themailisonyourdeskanswersdidthemailcomeyet.Choice(A)answersdidyoueatyet.Choic
A、 B、 C、 AInthefilesanswerswhere.Choice(B)confusesthesimilarsoundsvoiceandinvoices.Choice(C)repea
A、 B、 C、 AYes,yourwifecalledanswerstheyes/noquestiondoIhaveanymessages.Choice(B)confusesthesim
A、 B、 C、 ANo,...inahospitalanswerstheyes/noquestion.Choice(B)confusesthesimilarsoundsbarnandbor
Lookatthegraphic.Whatcolorpaintwillthewomanmostlikelychoose?
Inthispartofthetest,youareaskedtogiveashorttalkonabusinesstopic.YouhavetochooseoneofthetopicsfrOmtheth
Inthispartofthetest,youareaskedtogiveashorttalkonabusinesstopic.Youhavetochooseoneofthetopicsfromthe
Askingquestions询问
Tellingyouraudiencethattheycanaskquestions请听众提问
随机试题
简述未成年人犯罪案件在执行过程中的特殊性。
A、氧氟沙星B、磺胺嘧啶C、甲氧苄啶D、呋喃唑酮E、甲硝唑可以治疗阿米巴病的是
腰脊疼痛连及下肢酸麻者多为
初孕妇,妊娠36周,无痛性阴道少量出血,无贫血外观,血压120/80mmHg,臀位,先露浮,胎心率:132次/分。双顶径8.4cm。首先考虑为
下列关于评标的说法错误的是()。
开户单位原则上不能坐支现金,因特殊情况需坐支现金的,应当事先报( )审查批准。
下列各项中,属于公司债券范畴的有()
2017年12月31日,某企业进行现金清查,发现库存现金短款300元。经批准,应由出纳员赔偿180元,其余120元无法查明原因,由企业承担损失。不考虑其他因素,该业务对企业当期营业利润的影响金额为()元。
甲股份有限公司(以下简称“甲公司”)系上市公司,所得税税率为25%,所得税采用资产负债表债务法核算:除特别说明外,不考虑除所得税以外的其他相关税费;所售资产均未计提减值准备。销售商品均为正常的生产经营活动,交易价格为公允价格;商品销售价格均不含增值税;商品
9513-465-635-113的值是()
最新回复
(
0
)