Millions of Americans are entering their 60s and are more concerned than ever about retirement. They know they need to save, but

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问题     Millions of Americans are entering their 60s and are more concerned than ever about retirement. They know they need to save, but how much? And what exactly are they saving for—to spend more time【C1】______the grandkids, go traveling, or start another career? It turns out that husbands and wives may have【C2】______different ideas about the subject.
    The deepest divide is in the way spouses envisage their lifestyle in their later years. Fidelity Investments Inc. found 41 percent of the 500 couples it surveyed【C3】______on whether both or at least one spouse will work in retirement. Wives are generally right regarding their husbands’ retirement age, but men【C4】______the age their wives will be when they stop working. And husbands are slightly more【C5】______about their standard of living than wives are.
    Busy juggling(穷于应付)careers and families, most couples don’t take the time to sit down, 【C6】______or together, and think about what they would like to do 5, 10 or 20 years from now. They【C7】______they are on the same page, but the【C8】______is they have avoided even talking about it.
    If you are self-employed or in a job that doesn’t have a standard retirement age, you may be more apt to delay thinking about these issues. It is often a【C9】______retirement date that provides the catalyst(催化剂)to start planning. Getting laid off or accepting an early-retirement【C10】______can force your hand. But don’t wait until you get a severance(遣散费)check to begin planning.
A)assume B)confidential C)disagree D)formula E)forthcoming
F)illustrating G)mysteriously H)observe I)optimistic J)package
K)radically L)reality M)separately N)spoiling O)underestimate
【C10】

选项

答案J

解析 空格前是an early—retirement,early—retirement在这里可看作合成名词或形容词,空格后是句子谓语can force。因为or并列两个对等成分,or之前是动名词短语Getting laid off,所以accepting anearly—retirement——也是一个动名词短语,可知此处应该填入名词。剩下的名词有两个:D)formula配方,公式,J)package包裹。package的意思除了“包裹”之外,还有“一揽子计划”的意思。ac-cepting an early-retirement package意为“接受提前退休计划”,符合此处句意,故选J)。
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