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A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a house,
A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a house,
admin
2015-06-09
12
问题
A house is the most expensive thing most people will ever buy. Very few people have enough money of their own to buy a house, so they have to borrow money from a bank. Borrowing money from a bank to buy a house is called "take a mortgage". The bank usually lends money or gives a mortgage for twenty-five years. Houses are so expensive that many people nowadays have to borrow as much as $50,000. In other word, they will have a 50,000 mortgage.
How can you get a mortgage? When you find a house you like, you go to a bank. The bank will research you financial history and decide if they think you are a good risk. They will want to know what kind of job you have, what kind of salary you make, and how long you have had the job. They will also want to know how much money you have. In addition, the bank will require a down payment. Depending on which state you live in the bank may require as much as 30% of the price of the house as a
down payment
. The bank will then lend you the rest of the money to buy the house. Many people are never able to buy a house because they cannot save enough money for the down payment.
What does the underlined words "down payment" refer to in the passage?
选项
A、Money borrowed from a bank as a mortgage.
B、Money paid to a bank before the mortgages is given.
C、Interest received by a person who borrows money as the mortgages.
D、Interest charged by a bank on a mortgage.
答案
B
解析
词义理解题。从“down payment”的后一句话“The bank will then lend you the rest of the money to buy the house.”可以推知“down payment”是在取得贷款之前自己先支付的那部分款项,即首付款。
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小学英语题库特岗教师招聘分类
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小学英语
特岗教师招聘
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