What is the woman mainly talking about?

The day I met Fred I was on my way home. I was very preoccupied because my boyfriend David and I had just decided that we were going to live together. I’d said to him that morning on the phone that I was sure about it. I wasn’t really looking where I was going, tripped up, and fell over a pile of bricks.
   There I was, sprawled out on the pavement -- my tights ripped, one workman standing on a ladder whistling at me and another on the ground pretending to pick me up, hands everywhere, when I just looked up and saw a man. He had brown eyes, a nice smile and looked slightly scruffy: he needed a shave.
   He was making polite noises about haw he could help me, and I remember how everything inside me sort of clenched with a feverish feeling. Then he said that it would make me feel a lot better if we went over to that pub over there and had a drink. If ever one sentence could be said to have changed my life completely, that was it.
   As we crossed the road he told me his name was Fred and I told him my name was Annie. He went to get the drinks and I dived into the toilet to take off my torn tights and tidy myself a bit. We almost crashed into each other on the way back to the table. He said, "Are you trying to get your revenge or what?" We stayed in the pub for four hours altogether. I don’ t remember what I said, only what he said. That is how I first met my husband Fred.