首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Making Yourself a Good Record If you are an American and you think you might need to borrow money someday, the best thing to
Making Yourself a Good Record If you are an American and you think you might need to borrow money someday, the best thing to
admin
2013-12-20
70
问题
Making Yourself a Good Record
If you are an American and you think you might need to borrow money someday, the best thing to do is start early.
That’ s because just as many employers want to hire only people with experience, banks and other creditors are usually reluctant to lend to those 【C1】______a proven track record of paying back, 【C2】______time, the money they have borrowed.
But if you need experience just to get a start, how do you get that start in the first place?
With a little help from your parents usually, while you are still financially dependent【C3】______ them. It is easy to get a credit card or student loan when you are in college, because banks figure your parents will bail you out if you fail to pay.
So just as students take on internships to build up their resumes, one’ s university time can be a good time to work on another important personal record: the credit【C4】______.
Credit reports are a【C5】______of one’ s personal credit history, gathered by a credit reporting agency, or CRA.
Banks and companies—【C6】______hospitals, landlords and insurance companies—regularly report to the three main CRAs in the US【C7】______how their customers are doing at paying back the money they 【C8】______.
Anyone with a "legitimate business need" has the right to order individuals’ reports from the CRAs. Potential creditors usually compile the information in the reports into a credit " score" , ranking the level of creditworthiness. Lack of experience in borrowing in【C9】______to a bad record of doing so, can result in a low score.
Even if you are not considering taking out a loan for such a large purchase as a home or car, your credit report can be important to getting through life. Landlords often ask for the reports to judge【C10】______ a person can be trusted to pay the rent. Credit checks are necessary for getting a credit card, even for purchasing a mobile phone calling plan.
People can obtain a copy of their own credit report, usually 【C11】______a cost of around US $8—9. Some consumer organizations recommend doing this once a year to allow one to catch any mistakes 【C12】______have slipped into the record or, even worse, to find out whether any fraud has taken place. Though the system is controlled by laws【C13】______to protect people’ s privacy it isn’ t fool-proof: sometimes people take out bad loans in others’ names, 【C14】______their records.
In a society addicted【C15】______credit, that can be a disaster.
【C9】
选项
A、addition
B、conclusion
C、consequence
D、contrast
答案
A
解析
in addition to是个固定的短语,意思相当于beside,in contrast to的意思是“和……形成对比”,in conclusion和in consequence都是短语,但后面不用to。
转载请注明原文地址:https://kaotiyun.com/show/eKFd777K
本试题收录于:
职称英语综合类B级题库职称英语分类
0
职称英语综合类B级
职称英语
相关试题推荐
A.afriendlyandconvenientdeviceB.waystodownloadthestoredinformationC.examplesofotherpotentialapplicationsofth
Accordingtothepassage,theattempttoeradicatetheAIDSvirus______.Otherscientistsarelookingatexperimentsthatare
ANuclearReactionsastheLastingSourceoftheSun’sEnergyBTheMostImportantSourceofEnergyCTypesofElectromagneti
Thispassageismainlyaboutwhatwillhappenifsensationswerelost.Manypeoplearesubjecttofantasywhileinthesensory
Thispassageismainlyaboutwhatwillhappenifsensationswerelost.Microphonesareusedtocontrolthebreathingofsubject
Henrycannotresistthelureofdrugs.
FirstPlanetfromtheSunMercury,theplanetnearestthesun,isdifficulttoobservefromtheEarthbecauseitrisesands
FaceuptoitOnegreatobstacle(障碍)ontheroadtohealthafterasignificantlossisdenial.Insteadoffacing______【51】has
Wearecertainthathewillgetoverhisillness.
RobotsMayAllowSurgeryinSpaceSmallrobotsdesignedbyUniversityofNebraskaresearchersmayallowdoctorsonEarthto
随机试题
防止铸件产生缩孔的方法有()。
全身麻醉前给阿托品的目的是
肿瘤血道转移的确切根据是
不是甲低的表现的是
下列哪种说法不正确
对某单个混凝土构件进行混凝土抗压强度检测,请回答以下相关问题。对该构件采用超声回弹综合法检测混凝土强度,下列关于测区布置的叙述,正确的有()。
()增减的核算,一般都应以具有法律效力的文书为依据,具有政策性强的特点。
银行业从业人员不得为达成交易而隐瞒风险或进行虚假或误导性陈述体现的职业操守()。
租赁筹资最主要的缺点是()。
一棵二叉树共有25个结点,其中5个是叶子结点,则度为1的结点数为()。
最新回复
(
0
)