2. 外语
  3. A budget(预算) is a spending plan. It can help you spend money wisely. It can do this by cutting out wasteful spending. Of course,

A budget(预算) is a spending plan. It can help you spend money wisely. It can do this by cutting out wasteful spending. Of course,

admin2010-03-03  72
问题     A budget(预算) is a spending plan. It can help you spend money wisely. It can do this by cutting out wasteful spending. Of course, preparing a budget takes planning, and following a budget takes will power. Your budget should meet your family’s needs and income.
    The first step in creating a budget is to set your goals. What does your family need and want? You must know this to work out the details of the budget. Keep goals realistic, in terms of income available. Then decide which goals are the most important.
    The next step is estimating family income. Before you can plan wisely, you need to know how much money you have to spend! Write down all the money you expect to receive (wages, savings, interest, etc.) during the planned budget period.
    After you have calculated how much money will be available, it is time to estimate expenses. List all of your family expenses.
    If you are not satisfied with what you got for your money, look carefully at your spending. Studying your records will show where overspending has occurred. It will also point out poor buying habits.
    It is also a good idea to set aside a small amount of money for emergencies. Every family has small emergencies: a blown tire, a broken device, or the need for minor medical care.  
The writer suggests that it is a good idea to set aside some money because ______.
选项 A、you probably will not be able to follow your budget
B、people usually spend more than they plan to do
C、things can happen unexpectedly
D、others may want to borrow some money from you
答案C
解析 题干意为“作者建议留出一笔资金是个好主意，因为      。”从原文最后“It is also a good idea to set aside as mall mount of money for emergencies．Every family has small emergencies”可以知道，每个家庭都有一些意外情况发生，所以有必要准备一小笔资金作为备用金，故选C。
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