2. 外语
  3. "I am general manager of the recently established British division of a small Canadian wholesale company. My task is to set up t

"I am general manager of the recently established British division of a small Canadian wholesale company. My task is to set up t

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问题    "I am general manager of the recently established British division of a small Canadian wholesale company. My task is to set up the infrastructure for the British operation, including finance. Our bankers have offered an internet-based e-banking service that saves me a lot of administration time but I am worried about how secure it will be".
   "Is online banking reliable for a small business and what extra controls would you recommend to ensure the risk to the company’s funds are minimized?"
   Keith Falconer, Director of Forensic Services, says: Internet banking can offer many benefits, but unless controls are properly considered it can provide an easy mechanism for unscrupulous people, both within and outside an organization, to divert company funds.
   It is important to ensure that controls on access to the e-banking system am put in place, with appropriate transaction limits.
   Everyone who is using the system should have their own log, in de, tails. Having too few log-in details can often lead to staff using each other’s. Not only does this destroy any audit trail (审计跟踪), it also leads to the loss of the individual information in a company.
   Password selection is also important. Each user must choose an appropriate password, and one which is not vulnerable to attack by a hacker. One method is to choose a memorable word but replace certain letters with numbers and punctuation marks. For example, "password" could become "p@55w0rd".
   There have been reports of "key-logging" software being used by criminals record the keystrokes on a terminal in order to discover the password. Network security, therefore, is essential before implementing e-banking; a strong firewall should be in place to protect your system from external attacks; security updates should be applied promptly; and the system should be swept for viruses and spy-ware regularly
   One final area to be aware of is the "phishing" scam (网络钓鱼), whereby an account holder receives an e-mail claiming to be from the bank asking them to confirm or update details. The account holder is redirected to a fake site and the details entered are subsequently used to rob the account.
   All individuals with access privileges to your e-banking system should be made aware of this. Your bank will never send you an e-mail asking you to confirm your details, and you should never respond to an e-mail purporting to be from your bank. Normal e-mail is an unsecured system; your bank will establish a secure method of communicating with you from behind the protection of your log-in.
What is necessary before applying e-banking?
选项
答案Network security
解析 本题问“在开通网络银行之前，什么是极为重要的”。题文中相关部分在第七段第二行。文中提到：“There have been reports of "key-logging" software being used by criminals record the keystrokes on a terminal in order to discover the password. Network security, therefore, is essential before implementing e-banking.”(有报道称犯罪分子使用一种“按键记录”软件，通过记录终端的按键来获取对方密码。因此，网络安全是开通网络银行必须确保的条件。)因此，本题答案为Network security。
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