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  3. The law and FDIC’ s(the Federal Deposit Insurance Corporation)regulations, which apply to all state member banks and bank holdin

The law and FDIC’ s(the Federal Deposit Insurance Corporation)regulations, which apply to all state member banks and bank holdin

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问题     The law and FDIC’ s(the Federal Deposit Insurance Corporation)regulations, which apply to all state member banks and bank holding companies, reinforce the Federal Reserve’ s longstanding policy that an institution-affiliated party who engages in misconduct should not be insulated from the consequences of his or her misconduct. From a safety and soundness perspective, a state member bank or bank holding company should not divert its assets to pay a fine or other final judgment issued against an institution-affiliated party for misconduct that presumably violates the institution’ s policy of compliance with applicable law, especially in cases where the individual’ s misconduct has already harmed the institution. Although state corporate laws may allow a company to adopt by-laws indemnifying its institution affiliated parties, any indemnification provisions or agreements adopted by a state member bank or bank holding company must comply with federal law and the FDIC ’ s regulations concerning indemnification.  
It is an institution affiliated party who engages in misconduct that should be responsible consequences of his or her misconduct.
选项 A、Right
B、Wrong
C、Doesn’t say
答案A
解析 从第一段第一句话的后半部分…that an institution—affiliated party who engages in misconduct should not be insulated from the consequences of his or her misconduct．“insulatedfrom”与…绝缘，免于…的责罚，与responsible相反。
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金融英语（FECT）

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