Credit cards are an important part of American life. Whether we have a positive or negative image of credit cards, they are an i

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问题     Credit cards are an important part of American life. Whether we have a positive or negative image of credit cards, they are an inescapable part of our finances, either now or in the future.
    Without a credit card, it’ s just about impossible to rent a car, make a hotel or airline reservation, or even get a membership at a video store.
    Since credit cards are so important, yet so many people are in financial trouble because of them, we feel education is extremely important. We want to show our customers that credit cards are not toys; they are an important responsibility.
    A credit card can be used to "charge" things like clothes, tapes or C. D. ’ s, dinner at a restaurant, or maybe a hotel room while you’re on vacation. When you charge something, you are agreeing to pay for your purchase at a later date. Basically, you are buying something now and paying for it later.
    Credit cards come with a "limit". Let’ s say your credit card has a limit of USD100. 00. That means you can charge up to USD 100. 00 worth of items on your card. You will get a statement in the mail each month that lists the charges you have made. You will also have to make a payment every month that you have a balance owing.
    You can either make a minimum payment or you can pay any amount above that minimum payment up to the full amount. Don’t worry about figuring out your minimum payment—your statement will tell you what it is. Of course, we highly recommend you pay your bill in full each month.
The author thinks that the credit cards are______.

选项 A、toys
B、instruments
C、tools
D、an important part of American life

答案D

解析 第一段开始就指出Credit cards are an important part of American life。
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