Congress chartered agencies which were able to offer new securities backed by mortgages in the United States are______. i. Fanni

admin2011-01-24  43

问题 Congress chartered agencies which were able to offer new securities backed by mortgages in the United States are______. i. Fannie Mae ii. FHA iii. Ginnie Mae iv. Freddie Mac

选项 A、i, ii and iv
B、i, iii and iv
C、only i and iii
D、only iii and iv

答案B

解析 答案为B项。Fannie Mae(the Federal National Mortgage Association)“联邦全国抵押贷款协会”,也可略为“FNMA”。该协会购买和出售农民住房管理局、退伍军人管理局和一些没有政府支持机构的抵押品。FHA(the Federal Housing Administration)“联邦住宅管理局”,为住房抵押提供保险的美国国家机构。Ginnie Mae(the Government National Mortgage Association)“政府全国抵押贷款协会”,也可略为“GNMA”。该协会购买退伍军人管理局和联邦住房管理局的抵押品,然后以这些抵押品为基础发行抵押债券。Freddie Mac(the Federal Home Loan Mortgage Corporation)“联邦住宅贷款抵押公司”,也可略为“FHLMC”。该公司是一家联邦特许的股份制公司,它在二级市场上从储蓄贷款银行、抵押银行手中购入抵押住宅,然后将抵押住宅证券化,对抵押证券的利息支付和本金支付提供担保,最后在资本市场上出售抵押证券。由美国国会授权建立的,可出售抵押贷款支持证券的三家机构是Fannie Mae、Ginnie Mae和Freddie Mac。故本题选B项。
转载请注明原文地址:https://kaotiyun.com/show/gZYd777K
0

最新回复(0)