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  3. Life insurance is one way to make sure a man’s family will have enough money to carry on after his death．The family must have mo

Life insurance is one way to make sure a man’s family will have enough money to carry on after his death．The family must have mo

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问题     Life insurance is one way to make sure a man’s family will have enough money to carry on after his death．The family must have money to【C1】______various costs．
    Life insurance premiums are based on the【C2】______of time the insurance company【C3】______the policyholder to live．A young person in good health【C4】______a small premium because he is expected to【C5】______yearly payments for a long time．
    There are several different kinds of life insurance．【C6】______Mr．Smith(30 years old), buys a$50,000【C7】______life insurance policy on a whole life【C8】______．This means he can keep the policy in force【C9】______he lives．When he dies，the insurance company will pay his family $50,000．Mr．Smith might have been able to save this【C10】______or more in a savings bank．【C11】______if he died unexpectedly at【C9】______, he probably would not have had time or enough money to save$50,000．
    If at any time Mr．Smith decides to【C12】______his policy the company will pay him the policy’s cash【C13】______．The cash value is part of the amount Mr．Smith has paid【C14】______the policy．When he takes the policy out，he is told【C15】______its cash value is at that time．Some policies are designed to【C16】______valued more quickly than other policies．
    Mr．Smith can also borrow against the cash value【C17】______giving up his policy． But he has to pay【C18】______on the loan because the money comes from the insurance company．If he should die, the amount of the loan is【C19】______from the insurance．It is a good idea to borrow like this only【C20】______an emergency and to repay the loan as soon as possible．
【C18】
选项 A、benefit
B、rate
C、interest
D、fee
答案C
解析 名词辨析。本句句意为“因为这笔钱来自保险公司，他必须为借款付利息”，[C] interest表示“利息”，因此[C] 选项正确。[A] benefit意为“利益”； [B] rate表示“比率；速度”；[D] fee表示“费(学费、会费等)”。
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