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  3. "Money Matters on Campus" is a recently re-leased study on financial literacy among young adults. It supports providing students

"Money Matters on Campus" is a recently re-leased study on financial literacy among young adults. It supports providing students

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问题     "Money Matters on Campus" is a recently re-leased study on financial literacy among young adults. It supports providing students with the opportunity to learn how to make【C1】________decisions about their consumer choices, how to man-age money on their own, and how to grow and protect their financial【C2】________before they enter college or the workforce.
    The study【C3】________more than 65,000 first-year college students across the U.S. on banking, savings, credit cards and school loans, as well as a series of questions designed to【C4】________students’ financial knowledge. Researchers found【C5】________
    differences in the financial【C6】________of students based on age, race,【C7】________and institution type.
    Students who received financial literacy education in high school scored significantly higher than their【C8】________on financial knowledge questions such as how much to set aside in an emergency【C9】________and what to do if you have too many credit cards. Even more importantly, the students who had previous financial literacy education were found to be more responsible【C10】________it comes to their money—for example, they were more financially【C11】________and more unwilling to【C12】________debt in general.
    As financial【C13】________are the number one rea-son students leave college, engaging students at the outset of their college experience will【C14】________the likelihood that they will make【C15】________financial decisions and complete their degree on time. And while traditional financial literacy education has focused【C16】________on providing financial knowledge, "Money Matters on Campus" research amplifies the need to【C17】________students’ individual attitudes, motivations and【C18】________. By providing students with relevant information that【C19】________home immediately, this initiative has led to an 11 percent drop in federal loan borrowing at the【C20】________.  
【C11】
选项 A、temperamental
B、subjective
C、ambiguous
D、cautious
答案D
解析 本句句意是：当涉及金钱的时候，那些接受过理财教育的学生更有责任心。此处举例说明上面的观点，他们在理财方面更加_________。正因为责任心更强，所以在花钱方面肯定更加谨慎，故选D项cautious“谨慎的”。A项temperamental“喜怒无常的”和B项subjective“主观的”都具有消极意义，与more responsible相悖，故排除。接受过理财教育的学生明显优于其他的学生，所以不应该模糊不清，故排除C项ambiguous“模糊不清的”。
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