首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
After three rounds of interviews for a sales position with Prudential Insurance , Patricia Rosa received a letter in February sa
After three rounds of interviews for a sales position with Prudential Insurance , Patricia Rosa received a letter in February sa
admin
2012-07-11
28
问题
After three rounds of interviews for a sales position with Prudential Insurance , Patricia Rosa received a letter in February saying her job application was denied .based on information turned up in a background check. The only blemish (瑕疵 ,污点) on her record,she says: Poor credit that built up since she lost her job two years ago. More and more employers are conducting credit background checks on applicants for some positions, figuring that the financial information can offer insight into a candidate’s level of responsibility. But people whose credit has been damaged by the economic downturn say they are victims of circumstances beyond their control.
Critics of the credit checks say they create a vicious cycle that prevents those who most need jobs from getting them. Lawmakers are pushing for change. U. S. Rep. Steve Cohen has proposed a bill to prohibit the use of credit checks during the hiring or firing process, with certain exceptions. And some states have passed or proposed laws to restrict employers’ use of credit checks.
A Prudential spokeswoman says the company doesn’t comment on specific applicants but that each candidate authorizes the company to conduct a background check, which may include a credit check. Federal law gives employers the right to conduct background checks on current and potential employees through third-party companies, with the individual’s approval. Some 47% of employers say they check the credit history of applicants for certain positions, according to a 2009 survey by the Society for Human Resource Management. The vast majority of employers who conduct credit checks do so for jobs with financial or fiduciary (受信托的) responsibility, such as accounting, budgeting, managing others’ money or those involving cash or sensitive credit-card information. Nearly half the respondents also consider the credit of candidates for senior executive positions. Common roadblocks to a job offer include lawsuits or other legal judgments outstanding against the candidate, or multiple accounts in debt collection, according to the survey.
Knowing what is on your credit report and offering an explanation for debt caused by a specific event could keep negative information from derailing your employment chances. First, be sure you understand what employers can see on a credit check and make sure you understand your report so you can explain any problem areas. A credit report includes debt, bill-paying history, number and types of accounts, how long you’ve had them,and whether you’ve been sued or have filed for bankruptcy.
You might be tempted not to authorize a potential employer to conduct a background and credit check. But refusing permission is likely a deal breaker, career counselors say. Employers will assume you are hiding a serious problem, and in today’s job market, they won’t have trouble finding a more forthcoming candidate.
What does the federal law regulate about the background checks?
选项
A、Employees for some positions must accept the background checks.
B、The use of credit checks should be prohibited among the employers.
C、The checks can be carried with the participation of third-party companies.
D、The checks are violations against the protection of the employees’ rights.
答案
C
解析
事实细节题。本题考查联邦法律对于背景调查所做的规定。定位句提及联邦法律给予雇主进行背景调查的权利,但是有限制,调查要通过第三方,而且调查要征得本人同意。故C)为本题答案。A)“某些职位上的雇员必须接受背景调查”不符合文意,故排除;B)“应该禁止雇主进行信用调查”,文中提及可以进行信用调查,故排除;D)“调食违反了对雇员的权利保护”,法律规定调查是在征得雇员同意的基础上进行的,故排除。
转载请注明原文地址:https://kaotiyun.com/show/jlE7777K
0
大学英语六级
相关试题推荐
Beingassertive(过分自信)isbeingabletocommunicatewithotherpeopleclearly.Ifyoufeltthatyouhadexpressedwhatwasimport
Mostofthecareerchoicesintoday’sworldarenotpersonalchoicesatall,butpeopleareheld【B1】______bysalaries,family
A、Breakdownofpublichealth.B、Internationaltravelandcommerce.C、Man’seatinghabits.D、Processingmethodsoffood.C对话最后一个回
A、Theydon’tarrangeaccommodations.B、EverybodyspeaksEnglishthere.C、Theyarrangeeverythingforyou.D、Themealstheyprovi
Theprivatecarisassumedtohavewidenedourhorizonsandincreasedourmobility.Whenweconsiderourchildren’smobility,th
A、Meethisanthropologyteacher.B、Urgethewomantofinishreadingthebooksoon.C、Readthemagazinearticle.D、Getmoreinfor
A、Getabottleofmilkforthewoman.B、Readthearticlesonthemagazinesforthewoman.C、Goandbuysomenewmagazinesforth
A、She’sinameeting.B、She’soutoftheoffice.C、She’stalkingwithanothercustomer.D、She’savoidingthecaller.B对话中,男士打电话找
A、Sheearnedascholarshipwhichcoversallherstudies.B、Shegotbothastudentloanandsupportfromparents.C、Shereceived
A、Hereceivedacallfromthedelegation.B、HediscussedwiththePolanddelegation.C、Heknewitthroughthecontracttheysign
随机试题
生态系统在单位时间、单位面积上的有机物质产量称为()
唾液的pH范围在
[2013年,第109题]某项目第6年累计净现金流量开始出现正值,第5年末累计净现金流量为-60万元,第6年当年净现金流量为240万元,则该项目的静态投资回收期为()。
下列环境影响价值评估方法中,能对环境价值有一个正确的度量且具有完善的理论基础的是()。
城市人口的自然增长率是指()。
国家标准《电测量指示仪表通用技术条件》规定,该类仪表的准确度等级α%是以允许和最大引用误差来划分的,要求合格仪表的最大引用误差Δfm≤α%。(α=0.1,0.2,0.5,1.0,1.5,2.5,5.0。引用误差是指以某一刻度点的示值误差为分子,以仪器特定值
根据文件形成和使用的公务活动领域,可将公文分为()。
小曾、小孙、小石三个人是好朋友,他们每个人都有一个妹妹,且都比自己小11岁。三个妹妹的名字叫小英、小丽、小梅。已知小曾比小英大9岁,小曾与小丽年龄之和是52岁,小孙与小丽年龄之和是54岁。由此可知,谁是谁的妹妹?
根据《中华人民共和国监察法》,监察机关可以采取留置措施。下列关于留置的说法,错误的是:
新疆北鲵是一种濒危珍稀动物,1840年由沙俄探险家首次发现,此后一百多年不见踪影,1989年在新疆温泉县重新被发现。但资料显示,自1989年以后的15年间,新疆北鲵的数量减少了一半。有专家认为,新疆北鲵的栖息地原是当地的牧场,每年夏季在草原上随处走动的牛羊
最新回复
(
0
)