首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
The stalled economy, expiration of homebuyer tax credits, marked-down home prices, stubbornly high unemployment and concerns abo
The stalled economy, expiration of homebuyer tax credits, marked-down home prices, stubbornly high unemployment and concerns abo
admin
2013-07-02
37
问题
The stalled economy, expiration of homebuyer tax credits, marked-down home prices, stubbornly high unemployment and concerns about a double-dip recession all leave prospective homebuyers wondering if now is the time. Is it time for renters to convert to buyers and for existing owners to grab that dream home on the cheap? Or will housing get even cheaper?
Buyers who are eyeing condos(分户出售的公寓大厦)and townhomes in particular might want to check out Trulia’s latest rent-vs. -buy index, which tracks 50 of the country’s largest markets. It offers a breakdown on cities that offer the best buying opportunities and those that are still renters’ markets.
The firm calculates the price-to-rent ratio by comparing the average listing price of a condo or townhome with the average rental rate of two-bedroom apartments and con-dos on Trulia. Basically, the calculation takes the median price of the condo in a market and divides it by the annual rental payments generated on a similar property.
Nelson says she was particularly surprised that condos in Omaha, Fort Worth and Kansas City were more expensive to own than to rent. She attributes this to lower unemployment rates and affluent families paying up, which kept condo prices up. Some cities avoided the housing bubble, she says, another reason prices have held.
Still, even if the broad rent-vs. -buy ratio favors renting, prospective buyers should take into account other factors, such as how much prices have fallen from their peak, potential tax advantages and the length of time the buyer plans to live in the property, Nelson cautions. For someone who isn’t looking to flip the property for a quick buck — those days are over, aren’t they? — and plans to stay in a home for 10 years or until they’re hauled off to the grave, buying now could make financial sense even in some of the renters’ markets, she says.
In recent months, there have been signs that housing may finally be bouncing a-long the bottoms. The Standard & Poor’s/Case-Shiller composite home-price index shows prices rose, albeit modestly, for the past few months, and some major lenders, such as Bank of America, GMAC Mortgage and JPMorgan Chase, have put foreclosures on hold in 23 states over record-keeping issues. All of this indicates price declines may stall — at least temporarily.
But Alex Barron, founder of Housing Research Center LLC, remains bearish(看跌)on buying. He expects prices to fall another 10% to 30% before the sector bottoms out. Inventory has increased since the expiration of the homebuyer tax credit, he notes. Barron speculates that once mortgage rates start ticking up, home prices will likely tumble. "Prices will correct 10% for every one percentage point the mortgage rate goes up," he says.
Foreclosures are also pressuring prices. Barron notes that bank repossessions totaled 718,000 in the first eight months of 2010, up 23% from the record 584,000 during the same period a year ago. He speculates that once the current foreclosure suspension is lifted, a flood of foreclosures could hit the market. That added supply will likely cause another correction in home prices.
According to Nelson, prospective buyers should______ as the broad rent-vs. -buy ratio favors renting.
选项
A、seize the good opportunity to rent houses right now
B、consider every aspect of whether it’s suitable to buy houses
C、measure the profit they can get from reselling the houses
D、think over whether housing will get even cheaper
答案
B
解析
事实细节题。第五段提到虽然总体的租买比更倾向于出租,Nelson提醒有意购房者应考虑一下其他因素,故[B]项正确。原文中Nelson提醒人们注意是否是买房的好时候,租房不是Nelaon的建议,故排除[A]项。原文提到靠倒卖房子迅速暴富的日子已经过去了,大多数人们是为了居住,不是说建议人们衡量倒买房子可获得的利益,故[C]项错误。原文没有提到Nelaon建议人们仔细考虑房价是否会继续下降,排除[D]项。
转载请注明原文地址:https://kaotiyun.com/show/jqn7777K
0
大学英语六级
相关试题推荐
Inthesetimes,whenourformofgovernmentisbeingcriticizedbypeopleofmanydifferentpersuasions,itisimportantthatwe
Mostpeoplewouldbe【C1】______bythehighqualityofmedicine【C2】______tomostAmericans.Thereisalotofspecialization,a
Mostpeoplewouldbe【C1】______bythehighqualityofmedicine【C2】______tomostAmericans.Thereisalotofspecialization,a
Mostpeoplewouldbe【C1】______bythehighqualityofmedicine【C2】______tomostAmericans.Thereisalotofspecialization,a
TheAmericaneconomicsystemisorganizedaroundabasicallyprivateenterprise.It’s【B1】economyinwhichconsumersdeterminew
Oneofthegreatestconcernsparentshavewhenfacinganinternationalmoveis,"Whatschoolwillbe【62】tomychild?Willmychi
Oneofthegreatestconcernsparentshavewhenfacinganinternationalmoveis,"Whatschoolwillbe【62】tomychild?Willmychi
Oneofthegreatestconcernsparentshavewhenfacinganinternationalmoveis,"Whatschoolwillbe【62】tomychild?Willmychi
Oneofthegreatestconcernsparentshavewhenfacinganinternationalmoveis,"Whatschoolwillbe【62】tomychild?Willmychi
Oneofthegreatestconcernsparentshavewhenfacinganinternationalmoveis,"Whatschoolwillbe【62】tomychild?Willmychi
随机试题
我国《刑法》第269条规定:“犯盗窃、诈骗、抢夺罪,为窝藏赃物、抗拒抓捕或者毁灭罪证而当场使用暴力或者以暴力相威胁的,依照本法第二百六十三条的规定定罪处罚。"此规定属于()
=__________________。
临产后进行内诊,检查胎头下降程度,下列哪项不能作为标记
[2013年,第78题]烟气在加热炉回热装置中流动,拟用空气介质进行试验。已知空气粘度υ空气=15×10-6m2/s,烟气运动粘度υ烟气=60×10-6m2/s,烟气流速v烟气=3m/s,如若实际与模型长度的比尺λ1=5,则模型空气的流速应为()。
当前,在我国社区建设不能没有政府的力量,政府是社区建设的倡导者和推动者,它以()为目标。
()是中国的国粹,已有200多年的历史,是中国最大的戏曲剧种,其剧目之丰富、表演艺术家之多、剧团之多、观众之多、影响之深,均为全国之冠。
下列与激素作用无关的实例是()。
曲线L:(a>0)在t=对应点处的曲率为_______.
Sincethemayor’spublicitycampaignforGreenville’sbusservicebegansixmonthsago,morningautomobiletrafficintothemi
欧洲美元期货合约是世界上最成功的外汇期货合约之一。()
最新回复
(
0
)