The special home loan will be tax-free and penalty-free______the money is paid back.

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问题 The special home loan will be tax-free and penalty-free______the money is paid back.

选项 A、unless
B、until
C、as if
D、however

答案B

解析语法：连词1．空格后接句子，因而副词D选项however排除。2．A选项unless是否定条件的从属连词，意为“除非”，与句意不符。3．原文意思是“特殊家庭贷款不缴纳税金和罚金”，状语从句的内容是“直到偿还为止”，表示时间的连词B选项until正确。

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