2. 外语
  3. For this part, you are allowed 30 minutes to write a short essay on the following topic The View on Campus Loan. You should writ

For this part, you are allowed 30 minutes to write a short essay on the following topic The View on Campus Loan. You should writ

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问题 For this part, you are allowed 30 minutes to write a short essay on the following topic The View on Campus Loan. You should write at least 120 words but no more than 180 words.
选项
答案(1) Campus loan generally refers to a loan given to a college student on the campus, but it is in essence a private loan. (2) Some people argue that campus loan can help students get the money to meet their college and other expenses. However, I believe campus loan hurt more than it helps. (3) Firstly, the demand for such loans is high because it is relatively easy to apply for and receive. But these loans come with high interest rates and often with collateral security, which has included naked photographs of female students. In this way, students tend to fall prey to lenders. (4) Secondly, college students have poor financial management and few sources of income, so if they borrow much money, they have to under great pressure, which is against their goals of studying in college. (5) Since campus loans come with many, hidden legal risks, college students had better not borrow money from lenders. They can seek help from parents or do part-time job if in need of money.
解析 (1)指出校园贷的定义。
(2)表明自己的观点。
(3)贷款容易使学生掉入陷阱。
(4)贷款产生的后果与大学生的目标背道而驰。
(5)再次表明观点并提出建议。
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大学英语四级

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