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  3. Excerpt 1: The Council of Mortgage Lenders says more eurozone uncertainty is " not a particularly comforting backdrop" for t

Excerpt 1: The Council of Mortgage Lenders says more eurozone uncertainty is " not a particularly comforting backdrop" for t

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问题    Excerpt 1:
   The Council of Mortgage Lenders says more eurozone uncertainty is " not a particularly comforting backdrop" for the UK’s housing and mortgage markets. More bad eurozone news could affect mortgage costs, availability and activity.
   Excerpt 2:
   More turbulence in the eurozone would mean banks were likely to take a more cautious approach to lending money, in part because they would not have as much to hand out.
   That could mean even tougher conditions for first-time buyers, who will again require a large deposit to secure a mortgage—perhaps about 20% of the value of the home they want to buy. Some may not want to buy anyway at a time when their jobs could be at risk. Fewer first-time buyers mean more tenants—and rising rents.
   Excerpt 3:
   These mortgages may also go up. Investors from Greece and Italy have already shown interest in buying homes in the UK because they think that it is a safe haven for their money. These sales have made the London market operate on a different level from the rest of the country, with prices going up in the capital but falling—sometimes sharply—elsewhere. Prices rose by 5. 1% in London in the year to the end of April, Land Registry figures show. That compares with a fall of 1% across the whole of England and Wales.
   Excerpt 4:
   As with housing, pensions would be affected by the UK being seen as a safe shelter amid eurozone disturbance. Pension funds are big investors in UK government bonds. If the cost of buying them rises, and the return on holding them falls, pension funds would not be in such a healthy position. That might mean more businesses closing their final-salary pensions—the most generous workplace pension schemes—to new or existing staff.
   Excerpt 5:
   The eurozone is the UK’s biggest trading partner. A long-term spiral of decline in the economies of Europe would mean less demand for UK good and services, and that could mean job cuts, especially in manufacturing.
   Governments have been pushing for a growth agenda, but eurozone uncertainty leads to a lack of confidence among businesses. That means a pause in new investment and new jobs, most notably for younger workers.
   Excerpt 6:
   UK holidaymakers are finding that their pound is buying more euros than at any time in the past three years. Worries about the eurozone have weakened Europe’s single currency. Meanwhile, the pound is recovering value that it lost in a market rout during the 2008 financial crisis. Pensioners from the UK who live in Europe during the winter will see increased spending power in their UK pension.
Which of the following is NOT the impact of more turbulence in the eurozone on the UK’s housing and mortgage markets?
选项 A、Banks’ hesitation to lend money.
B、More difficult situations for first-time house buyers.
C、The decrease of the house value in London.
D、More lodgers and increasing rents.
答案C
解析     细节题中的NOT TRUE题型或EXCEPT题型。首先，根据题干关键词more turbulence in the eurozone及UK’s housing and mortgage markets回原文中定位，A、B、D三个选项集中出现在Excerpt 2中。A选项banks’hesitation to lend money(不太愿意借钱)与Excerpt 2的第一段表述相符，银行在贷款方面采取了更为谨慎的态度；B选项More difficult situations for first-time house buyers(首次买房者面临更为困难的情形)与第二段第一句语义一致；D选项More lodgers and increasing rents(更多的租房人，更高的租金)与第二段最后一句语义一致。因此可以判断这三个选项都是欧元区的动荡对英国房地产和抵押信贷市场的影响，通过排除法，正确答案是C选项。此外，也可套用公式：正确答案≠原文中某一句话的表达。C选项The decrease of the house value in London(伦敦房产价值下滑)与原文Excerpt 3中对伦敦房价的描述不符，据此也可以判断C是正确答案。
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