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  3. With the U. S. economy slowing down, layoffs are everywhere. No industry is spared. If you end up having to start over, in addit

With the U. S. economy slowing down, layoffs are everywhere. No industry is spared. If you end up having to start over, in addit

admin2010-07-14  41
问题     With the U. S. economy slowing down, layoffs are everywhere. No industry is spared. If you end up having to start over, in addition to starting your job search, there are several things you should take care of to make your transition a smooth one.
    First and foremost, clear up any misunderstanding about how and why you left your last job with your ex-boss. Whether you left voluntarily, were fired or were laid off due to budget cutbacks, make sure you both have the same explanation. Agree on job titles as well, so you can update your resume accordingly. Also ask for a reference if you think your ex boss will offer one and you trust that he or she will speak honestly about your performance.
    You should have source of emergency cash that you can use in the interim (过渡期). Don’t panic and liquidate your stocks and bonds just yet, be optimistic in your prospects while also be more frugal than usual. You should save money on not having to dry clean work clothes so often and eating less takeout lunches. Save money by not eating out at restaurants and watch videos rather than going to the movies every weekend. Make a note of your job-hunting expenses; such as career-counselors’ consulting fees and resume printing costs, and save the receipts. By next year’s tax-filing time, you could get deductions on your job-search expenses (unless you left a job willingly or was a college graduate looking for your first job).
    Most companies terminate your medical insurance coverage as soon as you stop working for them. But it doesn’t mean you have to forgo (放弃) medical coverage altogether. There is something called Consolidated Omnibus Budget Reconciliation Act (COBRA) in the United States that legally protects an ex-employee’s right to stay in the company’s health care plan. However, the company will stop paying your premiums, and you will have to pay out of your pocket the expenses. This is still a good option compared to no health insurance at all.
    Don’t forget to ask for job leads from your ex-coworkers. Even if you are leaving for a job in another industry, you never know what people they happen to know that can help with your job search. Keep in touch with the friends you have made at your old job. Remember to anchor yourself to people, not institutions, and you will find that any transition is made easier.
According to the author, how to deal with the medical insurance during unemployment?
选项 A、You have to ask for payment from your ex-company.
B、You have to ask for payment from COBR
D、You have to pay by yourself better than nothing.
答案D
解析 推理题。根据第四段最后两句，公司不会继续支付保险金，需要自己掏腰包，而这总比没有强。
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