首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Competing in the Olympics comes with many obvious perks, like the honor of representing one’s country on the international stage
Competing in the Olympics comes with many obvious perks, like the honor of representing one’s country on the international stage
admin
2013-09-26
15
问题
Competing in the Olympics comes with many obvious perks, like the honor of representing one’s country on the international stage and huge bonus. But when elite athletes enter the health-insurance market, they face the same complicated system the rest of us do. Numerous plans exist, each with different requirements and benefits. How much you pay hinges on your sport, your level of competition, and your geographic location.
Many American team members receive insurance tlirough the U. S. Olympic Committee, which offers a plan called Elite Athlete Health Insurance. The policy operates like employer-based insurance, in which a group of individuals purchase together to drive down prices. In this case, though, the employees are Olympic athletes. The USOC plan covers the basics-things like doctors’ visits and prescriptions—with athletes chipping in small co-pays.
The Olympic Committee supplies a limited number of policies to each sport. This year U. S. Figure Skating reports 18 spots, USA Luge(竞赛用的小型撬)has 12, and the U. S. Skiing and Snowboard Association has about 70. Each of these organizations known in Olympic terms as the " national governing bodies"—is left to distribute their allotment of policies to their athletes; this means that not every athlete in a particular sport can get coverage—just the top ones.
What the USOC plan does not pay for—and what athletes definitely want covered—are sports-related injuries; costs incurred from accidents that happen during competition or practice. Each professional athletic association, from figure skating to luge, offers a catastrophic plan, usually for Olympic athletes as well as lower-level competitors. Coverage varies—deductibles(免赔额)range from nonexistent up through $2,500. The USA’s Elite Athlete Insurance, for example, has a $500 deductible and maximum $ 1,250 co-pay per accident, according to a description of its plan listed on its site. But if you’re part of USA Luge, your deductible drops to $ 250. And at the U. S. Bobsled and Skeleton Federation, deductibles change whether you are competing internationally or domestically.
"The accident insurance is secondary," explains Amy Chapin, director of administration at USA Luge. So if a luge athlete suffers a sports-related injury, " it needs to go through their Elite Athlete Insurance, be denied, and then it comes to us. "
The losers in the Olympic insurance market are usually the almost-Olympic athletes, the handful of elite competitors for whom their sport is a full-time job yet do not qualify for the Games. They often do not receive USOC coverage and likely do not have access to an employer-based plan. From the way athletic officials describe it, they’re left in a health-insurance situation quite similar to that of unemployed Americans. " The athletes that have it hardest are those who aren’t on the Olympic team, those who don’t qualify," says Darrin Steele, CEO of the U. S. Bobsled and Skeleton Federation. " We don’t have a supplemental policy for them. They’re on their own. "
Why do some Olympic athletes buy health insurance through the U. S. Olympic Committee?
选项
A、Because it is the only way that provides them access to health insurance.
B、Because they can buy health insurance at a lower price in this way.
C、Because they are the employees of the U. S. Olympic Committee.
D、Because the USOC plan covers more than average insurance plans.
答案
B
解析
转载请注明原文地址:https://kaotiyun.com/show/mI27777K
0
大学英语六级
相关试题推荐
Thatexperiencesinfluencesubsequentbehaviorisevidenceofanobviousbutneverthelessremarkableactivitycalledremembering
A、Ahousewife.B、Asinger.C、Ateacher.D、Amusician.D信息明示题。由文章第一段可知,她的母亲是个音乐家,所以D正确。
Researchonfriendshiphasdemonstratedthat______.Theexperimentconductedonstudentslivinginonehostelsuggestedthat_
Courtesyalsoincludesproperbehavioronthestreet.Properstreetbehaviorrequiresanice【C1】______ofattentionandinattent
Largecompaniesneedawaytoreachthesavingsofthepublicatlarge.Thesameproblem,onasmalle【B1】______facespracticall
A、TheNationalBank.B、TheSpanishdepartment.C、TheJonesandFrenchCompany.D、AcompanyinRome.CWhichcompanydidthemanl
Theshortergrowingseasonsexpectedwithclimatechangeoverthenext40yearswillendangerhundredsofmillionsofalreadypo
A、Sheagreed.B、Shedisagreed.C、Shewasimpatient.D、Shewasworried.BM:Isupposeonereasonsomanytouristscomehereisbe
Forthispart,youareallowed30minutestowriteashortessayonthetopicofChineseParentingVSWesternParenting.Yousho
随机试题
简述什么是意境,意境的主要类型,及其与意象的区别
抗休克治疗时,下列哪种药物对改善肾脏缺血有利
人工费、材料费、施工机械使用费构成()。
在组织上不可分割,在操作上属于同类的作业环节通常称为()。
某机电安装公司总承包了一大型化工装置的机电安装工程,工程包括:本装置范围内的静置设备安装、工艺和系统管道工程、电气仪表工程等多个单位工程。该工程有一台大型立式中压容器,属于Ⅱ类压力容器,采用分2段卧态运人施工现场,需要在现场进行组焊和安装。机电安装公司自身
当班主任接到一个教育基础较差的班级时,首先要做好的丁作是()
当作者与主要受文者存在不相隶属关系时,只能选取()
要实施扩张性的财政政策,可采取的措施有()。
Itrulybelievethatanyonecanimprovehisorhermannersbydoingthreethings.First,bypracticingcourtesy.Allskillsrequ
A、Studying.B、Watchingtelevision.C、Nothingrightnow.D、Goingtothemovies.A反向推理。女士说Betty要去看电影,男士非常不满地反问,下周就要考试了,她现在还要这样吗?言
最新回复
(
0
)