首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
With the US economy slowing down, layoffs are everywhere. No industry is spared. If you end up having to start over, in addition
With the US economy slowing down, layoffs are everywhere. No industry is spared. If you end up having to start over, in addition
admin
2014-03-02
44
问题
With the US economy slowing down, layoffs are everywhere. No industry is spared. If you end up having to start over, in addition to starting your job search, there are several things you should take care of to make your transition a smooth one.
First and foremost, clear up any misunderstanding about how and why you left your last job with your ex-boss. Whether you left voluntarily, were fired or were laid off due to budget cutbacks, make sure you both have the same explanation. Agree on job titles accordingly. Also ask for a reference if you think your ex-boss will offer one and you trust that he or she will speak honestly about your performance.
You should have a source of emergency cash that you can use in the interim. Don’t panic and liquidate your stocks and bonds just yet, be optimistic in your prospects while also be more frugal than usual. You should save money on not having to dry clean work clothes so often and eating less take-out lunches. Save money by not eating out at restaurants and watch videos rather than going to the movies every weekend. Make a note of your job hunting expenses, such as career counselors’ consulting fees and resume printing costs, and save the receipts. By next year’s tax-filing time, you could get deductions on your job-search expense (unless you left a job willingly or was a college graduate looking for your first job).
Most companies terminate your medical insurance coverage as soon as you stop working for them. But it doesn’t mean you have to forgo medical coverage altogether. There is something called Consolidated Omnibus Budget Reconciliation Act (COBRA) in the United States that legally protects an ex-employee’s right to stay in the company’s health care plan. However, the company will stop paying your premiums, and you will have to pay out of your pocket the expenses. This is still a good option compared to no health insurance at all.
Another important thing to take care of when you change jobs is your 401 (k) account. A 401 (k) is the retirement fund that most companies offer. It’s named after section 401 (k) in the Internal Revenue Service’s policy documents. You put aside a percentage of your paycheck each pay period, and the money accumulated will be managed by the 401 (k) fund manager your employer has hired and is invested in the stock market. You cannot withdraw money from this account until you reach this age, or you will incur penalties. When you leave a job, the money can sometimes be kept with your ex-employer for a while. It’s always a good idea to compare your new employer’s 401 (k) plan with your old one. Every company offers different types of investment options, from overseas stocks to high-tech stocks and everything in between. If you do want to transfer the account to your new employer, you need to go to the human resources department and ask for forms that help you make the transition.
Don’t forget to ask for job leads from your ex-coworkers. Even if you are leaving for a job in another industry, you never know what people they happen to know that can help with your job search. Keep in touch with the friends you have made at your old job. Remember to anchor yourself to people, not institutions, and you will find that any transition is made easier.
Which statement is true according to this passage?
选项
A、401 (k) account can be terminated by the employers anytime they want.
B、401 (k) account can be withdrawn by the unemployed staff before their retirement.
C、401 (k) fund is invested in international stock market only.
D、401 (k) account can be transferred from one’s ex-employer to one’s new employer.
答案
D
解析
第5段中说"When you leave a job...401(k)plan with your old one."这说明401(k) account可以从老雇主到新雇主处。所以选D。
转载请注明原文地址:https://kaotiyun.com/show/mjQO777K
0
考博英语
相关试题推荐
SoonafterBeijinggraduatestudentGangDong-chunlandedinTaiwanlastyeartoresearchitspoliticaldevelopment,theUnited
Hewasinextremestateofdistressanddepressionwhenheknewthathehad_____lungcancer.
In1798thepoliticaleconomistMalthuspredictedthatintimemankindwouldfacestarvation,havingoutgrowntheavailablefood
ThecharacterofEuropeaneducationdemandsthatthestudentdevelop【C1】______andsocialindividuality.TheAmericanstudentis
Bothcivilizationandculturearefairlymodernwords,havingcomeintoprominentuseduringthe19thcenturybyanthropologists
Althoughtoomuch【C1】______tothesun’sultravioletrayscancauseskincancer,sunshinemayhavea【C2】______effectagainstsome
Humanevolutionislengthyprocessofchange______peopleoriginatedfromapelikeancestors.Scientificevidenceshowsthatthep
ThefamiliarsoundsofanearlyEnglishsummerarewithusonceagain.MillionsofchildrensitdowntoSATs,GCSEs,AS-levels,
(61)Apple’sIpadmaybelatestandgreatesttechgadget,butoddlyenough,italsorepresentsareturntomodelthatmosttechc
Hesawuniversityasacommunityofscholars,wherestudentswere______byteachersintoanappreciationofdifferentphilosophi
随机试题
幼儿园环境的设计应尽量促进幼儿的探究活动的开展。()
患者女性,40岁,以“双手遇冷发白、疼痛3年伴乏力3个月”来诊,不考虑的检查是
头颅后前位摄影听眦线与胶片平面的角度关系是
46岁,女性,白带增多一年,偶而呈粉红色,近3个月有性交出血,月经尚规则,妇科检查见宫颈中度糜烂,子宫正常大小,质软、双侧附件无异常所见。阴道镜下活检有癌细胞已突破基底膜5mm,有淋巴管被侵袭及病灶融合现象。该患者的临床分期应是
下行为构成抢劫罪的是哪些?
根据《建筑法》的规定,下列关于建筑安全生产管理制度的说法中,正确的是()。
如果在散装货的交易合同中,没有规定溢短装数量,则与使用“约,,,≠的含义一样,允许交货数量有5%的机动幅度。()
分析下面的谱例。要求:简要说明乐曲的特点。
TheplayDeathofaSalesmanwaswrittenby______.
第二代数据库系统是指
最新回复
(
0
)