A、Making excuses. B、Being lazy. C、Choosing wrong area. D、Bad habits. A讲座中提到，很多人都会为自己没能达到目标而找出理由，这些理由看似合理，但是却真正阻碍了我们去取得成就。

Hi, everybody. I’m honored to give you a speech today. First, I’d like to ask you a question: "What is your plan for the future?" Maybe "having lots of money" is a common reply. I mean, who wouldn’t want to be rich?
    Unfortunately, this future ambition doesn’t get achieved by most people. And when you ask these people why, what you’ll hear are excuses—reasons why they haven’t made their first million.
     (20)While these excuses seem like valid reasons to most of us, they’re really what’s hindering us from actually achieving this feat. Remove these excuses, and you’ll see an individual with the right strategy and goal to achieve. Here are some reasons why most people never get to make their first million.
    Those who fear failure never get to overcome it. And to accumulate great wealth, failure needs to be a part of the process. It is through failure that most of the successful people emerged today.(21)So, instead of resisting failure, embrace it. And don’t see it as a setback, but as the ropes of success.
    This is negative thinking and it only takes you farther away from that millionaire status. Believe that you can succeed. The more you visualize yourself as a success, the closer you get to your goal. Sure, dreaming alone won’t make you a million, but it’s the first step. And if you lack motivation to dream, read books. You can start with Think and Grow Rich by Napoleon Hill.
    The popular saying, "show me your friends and I’ll tell you who you are" holds very true here. How focused are the people around you? Are they also striving to achieve the kind of goals you want to achieve or are they drawing you back?
    If the answers to these questions are negative, then your millionaire dream might not become a reality.
     (22)Associate with people on the same mission as you because they arc your support system. The right people will help make your journey easier and faster.
    Your background can never prevent you from being successful. Individuals from some of the pqorest families have become multi-millionaires today. If you think this untrue, read Oprah Winfrey’s grass to grace story. That should inspire you.
    When your goals aren’t clear, you will be unable to take clear actions. And when your actions are fuzzy, being a millionaire becomes impossible. Find out what you want, plan how you will get there, and get to work.
    That’s all for today. Thanks for listening!
20. What hinders us when trying to achieve our goals?
21. What does the speaker suggest we do regarding failure?
22. Why should we associate with people on the same mission as us?