A、The loaning rate is too high. B、The loan procedure is complex. C、She wouldn’t be able to get a loan. D、She hates to have debt

W: Are you going to find a job again this summer?
M: Yes, of course. Otherwise, how am I going to pay the tuition fees in the fall?
W: I am thinking of working too but my folks insist I have to spend some time with them during the summer. You know, I haven’t seen them for two years.
M: It’s only a 6-hour drive away from your hometown. Why haven’t you been home for so long?
W: It’s not that I didn’t want to go home but it’s because my parents were volunteering in the charitable organization in South America for the last couple of years.
M: In that case, the more you should visit them in the summer.
W: That’s true, but I didn’t want to spend the whole summer staying at home. I want to make some money and pay off my tuition fees too.
M: Well, you can always get a loan.
W: Loan? I hate the idea of borrowing. I would rather make my own money and pay it off.
M: That’s true. It’s common for people to pay their tuition fees once they’ve graduated.
W: Yes, that’s exactly what I didn’t want to get myself into. What do I do about money?
M: Well, you can work a part-time job when you are at home. There’s no need to think of these choices as being mutually exclusive. Why not do both?
W: I was thinking about that but my parents think I should be at home with them full-time.
M: Well, I think you have to make a decision then.
9. What is the man going to do this summer?
10. Why has not the woman seen her parents for the last couple of years?
11. Why doesn’t the woman want to make a loan?
12. What suggestion does the man give to the woman?