2. 外语
  3. A、3 months B、5 months C、from 3 months to 5 yeas D、5 years C录音原文提到They bear a specific maturity date that usually lasts from 3 m

A、3 months B、5 months C、from 3 months to 5 yeas D、5 years C录音原文提到They bear a specific maturity date that usually lasts from 3 m

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问题  
A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.
24. What is a CD?
25.Which of the followings generally issue CDs?
26.How long does a specific maturity usually last?
27.Why do CDs pay higher return to investors than T-bills?
选项 A、3 months
B、5 months
C、from 3 months to 5 yeas
D、5 years
答案C
解析 录音原文提到They bear a specific maturity date that usually lasts from 3 months to 5 years，…定期存单有一个明确的到期期限，通常从三个月到五年不等…
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