首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Capital is at the top of any bank supervisor’s list. The most basic form of capital is equity capital, which is the shareholder’
Capital is at the top of any bank supervisor’s list. The most basic form of capital is equity capital, which is the shareholder’
admin
2011-01-26
54
问题
Capital is at the top of any bank supervisor’s list. The most basic form of capital is equity capital, which is the shareholder’s financial interest or net worth. Equity capital serves several purposes: it provides a permanent source of revenue for the shareholders and funding for the bank; it is available to bear risk and absorb losses; it provides a base for further growth; and it gives the shareholders reason to ensure that the bank is managed in a safe and sound manner. Minimum capital adequacy ratios are necessary to reduce the risk of loss to depositors, creditors and other stakeholders of the bank and to help supervisors pursue the overall stability of the banking industry.
Basle Committee’s "core principles for effective banking supervision" require that supervisions set prudent and appropriate minimum capital adequacy requirements and encourage banks to operate with capital in excess of the minimum. When it appears appropriate due to the particular risk profile, uncertainties regarding the asset quality, risk concentrations or other adverse characteristics of a bank’s financial condition, considerations of requiring higher than minimum capital ratios are encouraged. If a bank’s ratio falls below the minimum, banking supervisions will act to ensure that it has realistic plans to restore the minimum in a timely fashion, or may consider putting additional restrictions on the bank’s operations.
Which of the following is not the purpose of equity capital?
选项
A、Providing a permanent source of revenue.
B、Bearing risks and absorbing losses.
C、Disclosing reserves.
D、Facilitating further growth.
答案
C
解析
转载请注明原文地址:https://kaotiyun.com/show/nNYd777K
0
初级(银行综合类)
原金融专业英语(FECT)
金融英语(FECT)
相关试题推荐
TheCapitalAirporthasbeeninusefor20years.TheCapitalAirportwasbuilt______.
TheCapitalAirporthasbeeninusefor20years.TheCapitalAirportwasbuilt______.
TheCapitalAirporthasbeeninusefor20years.TheCapitalAirportwasbuilt______.
TheCapitalAirporthasbeeninusefor20years.TheCapitalAirportwasbuilt________.
ThefollowingarethesummarizedfinancialstatementsofMr.Wong’sbusinessfortheyearsended31December2002and2003respe
Describemoneymarketsandcapitalmarkets.
Afinancialmarketconsistsofforeignexchangemarket,moneymarket,bondmarketandequitymarket.Thelasttwomarketsusuall
Theword"finance"signifiescapitalinmonetary,thatis,______,normallyforcapitalpurposes,throughfinancialmarketsorf
随机试题
6的颌面具有
以下不能作为诊断肺心病的主要依据的是
请从所给的四个选项中选择最合适的一个填入问号处,使之呈现一定的规律。()
特别行政区立法会提出修改基本法的议案,必须:()
(2008年)图4.3—6为某环节的对数幅值随频率的变化渐近线(图中dec表示10倍频程),在下列频率特性中哪项和图4.3—6相符合?()
煤矿安全检查管理工作内容很多,但()不在其中。
下列变量之间关系不属于不确定相关关系的是( )。
在摄入性谈话时,不能当着求助者的面做记录、录音,所有摄入信息都要在谈话后追忆,只有头脑中事先有了框架和条理,才不致漏掉信息,常用的归类方法为由表及里的()分类方法。
Youngpeoplealwayssufferinrecessions.Employersstop【C1】______thembecausetheyareeasiertosack.Butin【C2】______episodes
正确的IP地址是()。
最新回复
(
0
)