首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Each year, more U. S. properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased ur
Each year, more U. S. properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased ur
admin
2015-09-26
53
问题
Each year, more U. S. properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the U. S. Government through the National Flood Insurance Program, is available through Homesite Insurance and the Homesite Insurance Agency. The National Flood Insurance Program(NFIP)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a "Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2,500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50,000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250,000 for your home, and up to $100,000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the U. S. government, your rate is the same from any insurer.
According to the passage, which of the following is CORRECT?
选项
A、Flood insurance pays only those declared by the President as a federal disaster.
B、Flood insurance is easy to buy.
C、Renters cannot purchase flood insurance for their possessions.
D、Flood insurance protects your home from the damage caused by fire.
答案
B
解析
推理题。文章中对洪水保险的各种规定和操作进行了分析,购买这种保险应该是很容易的,所以[B]为正确答案。[A]“洪水保险只对那些被总统宣称为联邦灾难的洪水有效”与倒数第二段第三句中的Flood insurance pays all covered claims even if a federal disaster is not declared相悖,故排除;[C]“租住房屋者不可为自己的财产投保洪水险”与原文最后一段第三句Even renters maypurchase flood insurance for their possessions.相悖,故排除;[D]“洪水险可以保护你的房子不受火灾的困扰”与原文不符,故排除。
转载请注明原文地址:https://kaotiyun.com/show/oiXK777K
0
专业英语四级
相关试题推荐
ManypeopleinvestinthestockmarkethopingtofindthenextMicrosoftandDell.However,Iknow【C1】______personalexperie
Heturnedhisbackonthemwhentheymostneededhim.Theunderlinedpartmeans
Accordingtothenewsitem,PresidentObamaisvisitingthefollowingcountriesEXCEPT
ThepainterJacobLawrencefrequentlyincorporatedpatternsintohiscompositions,makingthemmorestrikingthantheywould___
IamthankfultotheAmericanpeopleforthegreatprivilegeofbeingabletoserveasyournextpresident.Iwanttothankmy
OnlinebookstoressuchasAmazonandDangdangareenjoyinggreatpopularityinrecentyears.Somepeoplearguethattraditional
ThethreebiggestliesinAmericanare:(1)"Thecheckisinthemail."(2)"OfcourseI’11respectyouinthemorning."(3)"I
ThethreebiggestliesinAmericanare:(1)"Thecheckisinthemail."(2)"OfcourseI’11respectyouinthemorning."(3)"I
Attentiontodetailsissomethingeveryonecanandshoulddo--especiallyinatightjobmarket.BobCrossley,ahumanresource
Attentiontodetailsissomethingeveryonecanandshoulddo--especiallyinatightjobmarket.BobCrossley,ahumanresource
随机试题
服务产品的特征有()。
需要频繁启动电动机时,应选用()控制。
流水线生产
左鼻旁疖肿病人,体温38℃,抗生素治疗未见好转。此病人潜在的危险是
下列属于无阈值效应的是
根据《水利工程建设项目施工分包管理规定》,下列关于项目法人分包管理职责叙述正确的是()。
7月份大豆现货价格为5050元/吨,某生产商由于担心9月份收获出售时价格下跌,在期货市场上进行了卖出套期保值操作,以5080元/吨的价格卖出9月份大豆期货合约。8月份,有一经销商愿意购买大豆现货,双方协定以低于9月份大豆期货合约价格10元/吨的价格作为双
经营期现金流量中不能引起公司税前利润变动的有()。
下列哪些行为应认定为抢劫罪一种罪刑()。
就国家与法的关系而言,能影响以至于决定法的形式的最主要因素是()。
最新回复
(
0
)