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  3. U.S. college students are increasingly burdened with credit card debt, according to a study released Tuesday, and the consequenc

U.S. college students are increasingly burdened with credit card debt, according to a study released Tuesday, and the consequenc

admin2015-04-30  100
问题     U.S. college students are increasingly burdened with credit card debt, according to a study released Tuesday, and the consequences can be serious — ranging from higher drop-out rates to future employment problems and even suicide.
    Based on hundreds of face-to-face interviews and surveys with students, sociologist Robert Manning of Georgetown University concluded both the number with credit card debt and their indebtedness had been "systematically undcrreported" in previous studies which failed to reflect the "survival strategies" many used to cope with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appeals to parents for loans, cutting back on course work to increase time at paid jobs, or even dropping out altogether to work full time. "Official drop-out rates include growing numbers of students who are unable to cope with the stress of their debts and/or part time jobs for servicing their credit cards," the study said.
    Even then, debts can haunt students. "Student credit card debts are increasingly scrutinized during the recruitment process and may be an important factor in evaluating prospective employee," it noted. And the stress can also manifest in far more tragic ways. Janne O’Donnell’s 22-year-old son, a junior at the University of Oklahoma, committed suicide and Manning agreed students should bear some responsibility for reckless use of credit, but said credit card companies also had to be held accountable for making it so easy for them to get into debt. Manning said one of the most disturbing aspects of the student credit card issue was "the seduction of college and university administrators by the credit card industry." Card issuers were sponsoring school programs, funding activities and even entering into business partnerships with schools involving college-branded "affinity" cards, he said "as a result, rather than protecting the economic and educational interests of their students, college administrators are playing an active and often disingenuous role in promoting the prominence of credit cards in collegiate life."
Which is NOT one of the strategies American students may use to deal with their credit card debt?
选项 A、Promote the prominence of credit cards.
B、Use federal student loans.
C、Seek part-time jobs to get money.
D、Ask parents to help them pay the debt.
答案A
解析 细节题。文中第二段提及“这些策略包括使用联邦学生贷款还清信用卡，有效地转移债务，请求父母帮忙还债，削减课程作业以增加有薪资的工作时间，甚至干脆辍学做全职工作赚钱”。因而B、C、D都是美国学生用来应对信用卡债务的策略，而选项A的主语应该是collegeadministrators，故正确答案为A。
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