首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2014-12-31
41
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
Lewis Mandell suggests that we should figure out how to___.
选项
A、carry out financial-literacy education properly
B、manage money in a more efficient way
C、help students score better in money-management courses
D、improve the social awareness of financial education
答案
A
解析
细节题。短文第四段第一句指出We need to figure out how to do this theright way,联系上下文可知this指的就是上文进行金融知识教育。故选A。
转载请注明原文地址:https://kaotiyun.com/show/pLq7777K
0
大学英语四级
相关试题推荐
Americansarenowsuper-sized,overweight,andfattyeven.ThisistrueofalmosttwothirdsofAmericanadults.Butwhatismor
A、Shewonderedwhymanystudentsdidn’tfinishtheirworkorseekhelp.B、Shewantedtore-experiencethecollegelifeasastud
Forthispart,youareallowed30minutestowriteashortessayentitledOnStudentsRunninganOnlineShop.Youshouldwritea
A、Theamountofthecollectedinformation.B、Theoriginalityoftheideaputforward.C、Howwellthepaperiswritten.D、Howear
根据全国老龄工作委员会(theChinaNationalCommitteeOnAging)的数据来看,到2053年,中国60岁及以上的老人数量预计会从目前的1.85亿一跃变为4.87亿,或者说是占总人口的35%。扩张的比例是由于寿命的增加和计划生
Today,studentswhowanttolearnEnglishintheUShaveawidechoiceofcoursesandinstitutionsto(1)_______.And,because
Two-thirdsofAmericansareoverweightorobese.Developingcountriesarecatchingup.InChinanearly30%ofadultsaretoowid
Two-thirdsofAmericansareoverweightorobese.Developingcountriesarecatchingup.InChinanearly30%ofadultsaretoowid
Alotofpeopleinstinctivelybelieve—withoutreallyknowing—thatpoorreadersarenotespeciallysmart.Anewstudybyres
随机试题
细胞中自UMP合成dTMP的有关反应涉及
患者,女,47岁,已婚。呼吸急促,喉中哮鸣有声,咳痰清稀,胸闷,面色晦暗,舌苔白滑,脉弦紧。应首先考虑的是
某甲患有梦游症,一天夜晚在梦游时将同宿舍的室友某乙杀死,某甲早上醒来后见状大惊,随即报案。此案中,某甲的行为( )。
ParticularAverage
在进行折旧方法选择的筹划时,下列做法中不正确的是()。
Acme公司的销售额为$100000,销售成本为$40000,利息费用为$4000,税额为$18000,业务费用为$15000。那么,Acme公司的营业利润率是多少?
我国监管当局出台的贷款五级分类包含()等级的贷款。
下列哪些选项属于居委会的工作职能?()
已知ξ是n维列向量,且ξTξ=1,设A=E-ξξT,证明:|A|=0.
Hehadgonetothereceptiondesk,______tocheckout.
最新回复
(
0
)