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  3. If you are buying a property in France, whether for a permanent or a holiday home, it is important to open a French bank account

If you are buying a property in France, whether for a permanent or a holiday home, it is important to open a French bank account

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问题     If you are buying a property in France, whether for a permanent or a holiday home, it is important to open a French bank account. Although it is possible to exist on traveller’ s cheques, Eurocheques and credit cards【1】______by British banks, the【2】______for these【3】______can be expensive.
    The simplest way to pay regular【4】______, such as electricity, gas or telephone, 【5】______when you are not in residence, is by direct debit(a sum withdrawn from an account)from your French account.
    To【6】______a current account, you will need to【7】______your passport and birth【8】______and to provide your address in the United Kingdom. You will be issued with a cheque book within weeks of opening the account. In France it is illegal to be overdrawn. All accounts must be operated【9】______credit. However, there are no【10】______charges.
    Note that cheques【11】______longer to clear in France than in Britain, and can only be stopped【12】______stolen or lost.
    The easiest way to【13】______money from a British bank account to a French【14】______is by bank transfer. You simply provide your British bank with the name, address and【15】______of your French bank account. The procedure takes about a week and【16】______between £ 5 and £ 40 for each transaction, 【17】______on your British bank.
    【18】______, you can transfer money【19】______a French bank in London. You can also send a sterling cheque(allow at least 12 days for the cheque to be cleared), Eurocheques or traveller’ s【20】______.
    Finally, it is a good idea to make a friend of your French bank manager. His help can prove invaluable.
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